17 Winston Road, St. Catharines

$635,000
17 Winston Road

$635,000

New
23d
Detached1 1/2 Storey

17 Winston Road, St. Catharines

Total Monthly Obligation $3,293

HausQ Valuation Report
Beds
4
Baths
2
Park
4
Sqft
1100-1500
DOM
23d
Score
20
Yield
5.4%
Cash on Cash
-1.2%
Cap Rate
4.3%
5Y IRR
14.6%
10Y IRR
13.8%
Property Type-Detached
MLS® Number-X13859406
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-66.4 × 96.4 ft
Listed on site-Sep 30, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-51-99
Taxes-$4,274.9 (2026)
Parking-5 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Aluminum Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Immediate Possession
Neighbourhood-444 - Carlton/Bunting
Title-Residential Freehold

No agent assigned

Versatile Living with Exceptional In-Law Potential! Welcome to this gorgeous, carpet-free 1.5 storey home, offering charming curb appeal, thoughtful updates and incredible versatility. Featuring 3+1 bedrooms and 2 full baths, this bright, spacious layout includes a welcoming Living Room with decorative fireplace mantel and a main-floor bedroom or a home office/Den. The lower level offers a second kitchen, additional bedroom and full bath, creating an excellent setup for extended family or a private guest suite. Step outside to a fully fenced backyard with a spacious patio, perfect for summer barbecues and entertaining. An attached single garage and double driveway provide convenient parking. Ideally located in a highly walkable neighbourhood, just steps to the QEW, major shopping, medical clinics, schools and parks. Meticulously maintained and updated over the years, this move-in-ready home blends comfort, convenience and flexibility for today's lifestyle! Updates incl. Furnace '26, HWT '25, Central Air '23, Garage Roof '19.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$508,000
Land Transfer Taxes$9,175
Legal Fees (Est.)
$
Total cash required for closing$137,675

Total Monthly Obligation

$3,293/mo
Mortgage $2,561
Monthly Loss $2,619
Principal$674
Interest$1,887
Property Tax$356
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.4%2
5-Year IRR
10.6%40
10-Year IRR
11.1%
Returns Index
20.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,200/yr
NOI
$22,005/yr
Net Cash Flow
-$728/mo
Cash Margin
-25.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7211
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
25.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 17 Winston Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.