74 William Street, Kawartha Lakes

$574,900
74 William Street

$574,900

New
20d
DetachedBungalow

74 William Street, Kawartha Lakes

Total Monthly Obligation $2,947

Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
20d
Score
20
Yield
5.2%
Cash on Cash
-1.7%
Cap Rate
4.2%
5Y IRR
14.2%
10Y IRR
13.5%
Property Type-Detached
MLS® Number-X13860128
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-57.75 × 96 ft
Listed on site-Oct 3, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,040 (2025)
Parking-3 - Detached
Basement-Crawl Space
Heating-Forced Air (Propane)
Brokerage-Keller Williams Energy Real Estate
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick
Roof-Metal
Foundation-Concrete Block
Sewer-Sewer
Possession-TBA
Neighbourhood-Bobcaygeon
Title-Residential Freehold

No agent assigned

Charming Downtown Bobcaygeon Brick Bungalow with Garage, Bunkie and Workshop . This renovated all brick bungalow is move-in ready, so you unpack and start living. One block away to shops, restaurants and the Trent Severn Waterway from your front door. Set on a fully fenced 57.75 x 96 ft lot, the home offers 3 bedrooms, 2 bathrooms and approximately 1,450 sq ft of updated living space finished with modern laminate flooring.The fully updated kitchen features stainless steel appliances, stylish cabinetry, a double stainless steel sink and backsplash. Gather for meals in the dining room, warmed by an electric fireplace, with sliding doors opening to the backyard. Your primary bedroom offers a walk-in closet, a private ensuite and a glass sliding door looking out over the yard with direct access outside. The main bathroom adds double sinks and a jet tub to unwind at the end of your day.C1 zoning allows you to work and live under one roof. Run your business from home and cut out the commute.The oversized garage is a bonus. An additional building with hydro offers a bunkie for your guests and a separate workshop area for your tools, hobbies or storage.Leave the car at home. Local shops, restaurants, parks, the library and the waterfront all sit steps away. Whether you are downsizing, retiring or wanting space to live and work, this home fits your plans.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$459,920
Land Transfer Taxes$7,973
Legal Fees (Est.)
$
Total cash required for closing$124,453

Total Monthly Obligation

$2,947/mo
Mortgage $2,319
Monthly Loss $2,337
Principal$610
Interest$1,709
Property Tax$253
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-7.0%1
5-Year IRR
10.1%36
10-Year IRR
10.7%
Returns Index
19.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,700/yr
NOI
$19,190/yr
Net Cash Flow
-$720/mo
Cash Margin
-29.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.6910
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo55
Risk Index
27.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 74 William Street

Time

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