539 4th Avenue E, Owen Sound

$409,900
539 4th Avenue E

$409,900

New
21d
Detached2 1/2 Storey

539 4th Avenue E, Owen Sound

Total Monthly Obligation $2,203

HausQ Valuation Report
Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
21d
Score
44
Yield
8.2%
Cash on Cash
11.6%
Cap Rate
7.1%
5Y IRR
25.0%
10Y IRR
22.5%
Property Type-Detached
MLS® Number-X13860188
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-35.5 × 100 ft
Listed on site-Oct 2, 2026
Style-2 1/2 Storey
Building Type-Detached
Taxes-$2,091 (2025)
Parking-3 - Detached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Ron Hopper Real Estate Ltd.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-Other
Neighbourhood-Owen Sound
Title-Residential Freehold

No agent assigned

Beautiful, spacious 3-bedroom, 1.5-bathroom detached home in a desirable area close to beautiful Harrison Park. The home has been extensively renovated while retaining the character of the original brick house. It offers bright, generous living spaces, vinyl flooring throughout, a modern kitchen with stainless-steel appliances, two updated bathrooms, and plenty of additional finished space.The main bathroom has been completely renovated and features a separate bathtub and large glass shower, double vanity and modern finishes.Upstairs you'll find 2 bedrooms and main bathroom along with a laundry room, while the finished third-floor level provides a large master bedroom/living area, and a 2 piece bathroom.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$327,920
Land Transfer Taxes$4,673
Legal Fees (Est.)
$
Total cash required for closing$88,153

Total Monthly Obligation

$2,203/mo
Mortgage $1,653
Monthly Loss $1,768
Principal$435
Interest$1,218
Property Tax$174
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.8%47
Cash-on-Cash
4.3%19
5-Year IRR
19.2%90
10-Year IRR
18.1%
Returns Index
53.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeC
44/ 100
Poor•Caution

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,600/yr
NOI
$23,649/yr
Net Cash Flow
$317/mo
Cash Margin
11.3%32
Cash Flow Index
32.4/ 100
Risk Profile
Weight: 20%
DSCR
1.1944
LTV Ratio
80.0%18
Vacancy Buffer
4.3 mo73
Risk Index
45.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 539 4th Avenue E

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.