186 Bridge Street W, Greater Napanee

$499,900
186 Bridge Street W

$499,900

New
18d
Detached2-Storey

186 Bridge Street W, Greater Napanee

Total Monthly Obligation $2,603

Beds
4
Baths
2
Park
4
Sqft
1500-2000
DOM
18d
Score
30
Yield
7.1%
Cash on Cash
6.9%
Cap Rate
6.1%
5Y IRR
21.1%
10Y IRR
19.2%
Property Type-Detached
MLS® Number-X13860656
Beds-4
Bathrooms-2
Size-1500-2000 sqft
Lot Size-66.56 × 132.61 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$2,540 (2025)
Parking-5 - Attached
Basement-Walk-Out, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX RISE EXECUTIVES, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-TBD
Neighbourhood-58 - Greater Napanee
Title-Residential Freehold

No agent assigned

Welcome to 186 Bridge Street West, a timeless century home full of warmth, character, and opportunity in the heart of Greater Napanee. Offering 1,793 sq. ft. of living space, this well-maintained home features 4 bedrooms, 2 bathrooms, and an attached garage, making it an ideal fit for growing families or buyers looking for extra space. Inside, you'll find generous principal rooms, original character throughout, and a functional layout that has stood the test of time. While many of the interior finishes remain original, the home has been lovingly cared for and provides an excellent opportunity to update at your own pace while preserving its classic charm. The unfinished walkout basement offers abundant storage and future development potential, while the large 66' x 133' in-town lot provides plenty of room for children, pets, gardening, or outdoor entertaining. Serviced by municipal water and sewer and zoned R4, this property also offers added flexibility for future possibilities (buyer to verify intended use).Conveniently located within walking distance to downtown shops, restaurants, schools, parks, and the hospital, you'll enjoy the perfect blend of historic character and everyday convenience. Whether you're searching for your forever family home or a property with long-term potential, 186 Bridge Street West is ready for its next chapter.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$399,920
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,953

Total Monthly Obligation

$2,603/mo
Mortgage $2,016
Monthly Loss $2,072
Principal$531
Interest$1,486
Property Tax$212
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.0%37
Cash-on-Cash
0.6%9
5-Year IRR
16.2%78
10-Year IRR
15.5%
Returns Index
42.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
30/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,400/yr
NOI
$24,820/yr
Net Cash Flow
$52/mo
Cash Margin
1.8%7
Cash Flow Index
6.6/ 100
Risk Profile
Weight: 20%
DSCR
1.0329
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo62
Risk Index
36.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 186 Bridge Street W

Time

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Data last updated within the past 24 hours.