51 Stanmary Drive, St. Catharines

$434,900
51 Stanmary Drive

$434,900

New
18d
Semi-Detached 2-Storey

51 Stanmary Drive, St. Catharines

Total Monthly Obligation $2,378

Beds
3
Baths
1
Park
3
Sqft
1100-1500
DOM
18d
Score
27
Yield
6.9%
Cash on Cash
5.2%
Cap Rate
5.7%
5Y IRR
19.7%
10Y IRR
18.0%
Property Type-Semi-Detached
MLS® Number-X13861108
Beds-3
Bathrooms-1
Size-1100-1500 sqft
Lot Size-43.09 × 150.43 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$2,985 (2025)
Parking-3 - None
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick Front, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-446 - Fairview
Title-Residential Freehold

No agent assigned

Cute 3 bedroom two-storey semi-detached home located on a mature street in central St. Catharines. Situated on a large corner lot, close to highway access, schools, transit and all amenities, this location is sure to please. Interior features of the home include a bright living room with large bay window, separate dining room with sliding doors leading to the covered backyard deck space, kitchen with plenty of cabinets and work space, 3 large bedrooms and full 4 piece bath. The basement is partially finished including rec-room, office, utility room and a rough in for a 2 piece bath. The exterior features a large front deck to enjoy your morning coffee, a fully fenced backyard with mature trees for privacy and plenty of room to play and entertain. The home also has a private double wide driveway large enough for 6 vehicles.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$347,920
Land Transfer Taxes$5,173
Legal Fees (Est.)
$
Total cash required for closing$93,653

Total Monthly Obligation

$2,378/mo
Mortgage $1,754
Monthly Loss $1,916
Principal$462
Interest$1,293
Property Tax$249
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.5%32
Cash-on-Cash
-1.5%5
5-Year IRR
14.6%68
10-Year IRR
14.3%
Returns Index
35.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
27/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,168/yr
NOI
$19,666/yr
Net Cash Flow
-$115/mo
Cash Margin
-4.6%2
Cash Flow Index
1.9/ 100
Risk Profile
Weight: 20%
DSCR
0.9322
LTV Ratio
80.0%18
Vacancy Buffer
4.0 mo69
Risk Index
36.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 51 Stanmary Drive

Time

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