20 Highview Place, Guelph

$1,099,900
20 Highview Place

$1,099,900

New
18d
DetachedBungalow

20 Highview Place, Guelph

Total Monthly Obligation $5,219

Beds
5
Baths
2
Park
3
Sqft
700-1100
DOM
18d
Score
16
Yield
3.6%
Cash on Cash
-7.9%
Cap Rate
2.9%
5Y IRR
9.3%
10Y IRR
9.7%
Property Type-Detached
MLS® Number-X13861278
Beds-5
Bathrooms-2
Size-700-1100 sqft
Lot Size-96.1 × 129 ft
Listed on site-Oct 5, 2026
Style-Bungalow
Building Type-Detached
Taxes-$4,892 (2025)
Parking-4 - Carport
Basement-Full, Finished, Walk-Up
Heating-Forced Air (Gas)
Brokerage-Royal LePage Royal City Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-90+ Days
Neighbourhood-Exhibition Park
Title-Residential Freehold

No agent assigned

Live, rent, sever, or build! Across the street, the newly finished park is quiet in the afternoon sun. Mature trees frame the lot. But the real story at 20 Highview Place is what's already in place - and what's possible next. Positioned toward one corner of this expansive lot, this property opens up an extraordinary side yard in prime Exhibition Park. All the heavy lifting, costly planning, and municipal legwork are already behind you: previous ADU approval and an active, approved severance application to build two semi-detached dwellings with potential for up to 6 units. Meanwhile, the existing legal duplex (3+2 bedrooms, recently renovated) provides immediate, reliable income from day one. Live in one suite while you plan your build, generate dual-stream cash flow, or create a flexible multi-generational compound. Rare density, approved planning, immediate revenue, and an unbeatable central Guelph address. A property that works for you today - with a blueprint for tomorrow.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$879,920
Land Transfer Taxes$18,473
Legal Fees (Est.)
$
Total cash required for closing$239,953

Total Monthly Obligation

$5,219/mo
Mortgage $4,437
Monthly Loss $4,052
Principal$1,168
Interest$3,269
Property Tax$408
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.6%0
5-Year IRR
6.5%16
10-Year IRR
7.8%
Returns Index
9.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,204/yr
NOI
$25,892/yr
Net Cash Flow
-$2,279/mo
Cash Margin
-69.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.495
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
17.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Highview Place

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.