43 Stella Street, Pelham

$765,000
43 Stella Street

$765,000

Price Change
18d
Detached2-Storey

43 Stella Street, Pelham

Total Monthly Obligation $3,881

Beds
4
Baths
2
Park
2
Sqft
1500-2000
DOM
18d
Score
18
Yield
4.7%
Cash on Cash
-4.1%
Cap Rate
3.7%
5Y IRR
12.4%
10Y IRR
12.1%
Property Type-Detached
MLS® Number-X13862758
Beds-4
Bathrooms-2
Size-1500-2000 sqft
Lot Size-75 × 150 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Detached
Age-51-99
Taxes-$5,044 (2025)
Parking-3 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-EXP REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-662 - Fonthill
Title-Residential Freehold

No agent assigned

A private backyard, that backs onto provincially protected wooded/wetlands. With inviting living spaces and beautiful details throughout. Welcome to 43 Stella Street, a charming Fonthill dollhouse with so much to love.The grey brick exterior offers a welcoming first impression. Inside you will find hardwood floors, wainscotting and a stunning gas fireplace framed by custom cabinetry create an inviting living room. The newer eat-in kitchen features beautiful cabinetry, granite countertops and lovely backyard views.Upstairs, four spacious bedrooms provide room for the whole family, while the bathroom offers a deep soaker tub and separate shower. The finished basement adds even more living space, with a cozy family room centred around a second gas fireplace and a versatile bonus room.Step outside onto the deck and enjoy a private, tree-lined backyard backing onto protected land. Whether you're sipping morning coffee, gathering with family or unwinding at the end of the day, this peaceful setting makes it easy to feel at home.Complete with a single-car garage and a wonderful Fonthill location, 43 Stella Street is a home you'll want to experience in person.Updates include the furnace and central air in 2022, basement finishing in 2019, kitchen renovation in 2020 and custom cabinetry in the living room. The hot water tank is owned.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$612,000
Land Transfer Taxes$11,775
Legal Fees (Est.)
$
Total cash required for closing$166,275

Total Monthly Obligation

$3,881/mo
Mortgage $3,086
Monthly Loss $3,069
Principal$812
Interest$2,274
Property Tax$420
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.6%1
5-Year IRR
8.8%28
10-Year IRR
9.7%
Returns Index
15.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,000/yr
NOI
$22,856/yr
Net Cash Flow
-$1,181/mo
Cash Margin
-39.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.627
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
21.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 43 Stella Street

Time

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Data last updated within the past 24 hours.