134 York Street 1009, Lower Town - Sandy Hill

$425,000
134 York Street 1009

$425,000

New
20d
Condo ApartmentApartment

134 York Street 1009, Lower Town - Sandy Hill

Total Monthly Obligation $2,960

Beds
2
Baths
2
Park
1
Sqft
700-799
DOM
20d
Score
20
Yield
7.5%
Cash on Cash
-1.8%
Cap Rate
4.2%
5Y IRR
14.1%
10Y IRR
13.5%
Property Type-Condo Apartment
MLS® Number-X13862942
Beds-2
Bathrooms-2
Size-700-799 sqft
Listed on site-Oct 3, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$4,179.63 (2025)
Maintenance-$696.87/mo
Locker-None
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Brick Front
Possession-Immediate
Neighbourhood-4001 - Lower Town/Byward Market
Title-Residential Condo & Other

No agent assigned

Welcome to York Plaza in the heart of the ByWard Market! This bright and beautifully updated 10th-floor corner unit offers 2 bedrooms, 2 full bathrooms, underground parking and a storage locker - all in an incredible downtown location.Floor-to-ceiling windows and a south-facing exposure fill the open-concept living space with natural light, while new flooring gives the condo a fresh, modern feel throughout. The well-appointed kitchen features granite countertops, stainless steel appliances, generous cabinetry and a breakfast bar overlooking the living and dining area.The spacious primary bedroom offers excellent natural light, ample closet space and its own private ensuite, while the second bedroom is ideal for guests, a home office or additional living space. Step outside onto your private balcony and enjoy the city views.Additional conveniences include in-suite laundry, underground parking and a storage locker. Condo fees include heat and water. Residents of York Plaza also enjoy access to a fitness centre, party room and landscaped outdoor BBQ area.Located just steps from the ByWard Market, Rideau Centre, restaurants, cafés, shopping, groceries, transit and the LRT, this is downtown living at its most convenient. An excellent opportunity for professionals, first-time buyers, downsizers or investors looking for a well-appointed 2-bedroom condo in the heart of Ottawa.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$340,000
Land Transfer Taxes$4,975
Legal Fees (Est.)
$
Total cash required for closing$91,475

Total Monthly Obligation

$2,960/mo
Mortgage $1,714
Monthly Loss $2,508
Principal$451
Interest$1,263
Property Tax$348
Condo Fees$697
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.4%1
5-Year IRR
10.1%36
10-Year IRR
11.0%
Returns Index
19.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,908/yr
NOI
$13,775/yr
Net Cash Flow
-$566/mo
Cash Margin
-21.3%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo55
Risk Index
27.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 134 York Street 1009

Time

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Data last updated within the past 24 hours.