87 Lindsay Street N, Kawartha Lakes

$437,600
87 Lindsay Street N

$437,600

New
18d
Detached2-Storey

87 Lindsay Street N, Kawartha Lakes

Total Monthly Obligation $2,325

Beds
4
Baths
1
Park
2
Sqft
2000-2500
DOM
18d
Score
38
Yield
7.8%
Cash on Cash
9.9%
Cap Rate
6.7%
5Y IRR
23.5%
10Y IRR
21.3%
Property Type-Detached
MLS® Number-X13863306
Beds-4
Bathrooms-1
Size-2000-2500 sqft
Lot Size-61.88 × 81.14 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Detached
Taxes-$2,219.17 (2026)
Parking-2 - None
Basement-Partial Basement, Unfinished
Heating-Forced Air (Gas)
Brokerage-SUTTON GROUP INCENTIVE REALTY INC.
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-Lindsay
Title-Residential Freehold

No agent assigned

Ideally situated in a very quiet and peaceful setting, this charming four bedroom two-storey home enjoys a particularly desirable location with no neighbours directly behind and no neighbour immediately to the north. Featuring incredible parking and a private backyard, this home offers excellent curb appeal and an abundance of character, while backing directly onto well-maintained scenic municipal parkland, walking trails, and the spectacular Scugog River, which experiences light seasonal boat traffic during the boating season.The scenic walking trails adjacent to the Scugog River feature several relaxing sitting areas, providing the perfect opportunity to enjoy a good book or simply take in the beauty and tranquility of the surrounding natural environment. The easily accessible river setting is also ideal for those who enjoy fishing, kayaking, canoeing and paddle-boarding.The home is heated by a high-efficiency forced-air natural gas furnace, located within the partial basement.The property is currently tenant-occupied and generates $2,700.00 per month, all-inclusive. The existing tenants have indicated that, if possible, they would be interested in remaining in the home following a change of ownership.The home would benefit from some T.L.C. and updating, providing an excellent opportunity for a Buyer to add their own personal touches and further enhance the property's considerable charm, location and overall appeal. Note as per the tenants privacy, no interior photos have been provided.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$350,080
Land Transfer Taxes$5,227
Legal Fees (Est.)
$
Total cash required for closing$94,247

Total Monthly Obligation

$2,325/mo
Mortgage $1,765
Monthly Loss $1,861
Principal$464
Interest$1,301
Property Tax$185
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.5%43
Cash-on-Cash
2.9%15
5-Year IRR
18.1%86
10-Year IRR
17.1%
Returns Index
49.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
38/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,080/yr
NOI
$23,953/yr
Net Cash Flow
$231/mo
Cash Margin
8.1%20
Cash Flow Index
20.2/ 100
Risk Profile
Weight: 20%
DSCR
1.1338
LTV Ratio
80.0%18
Vacancy Buffer
4.1 mo70
Risk Index
42.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 87 Lindsay Street N

Time

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