896 Mona Drive, Kingston

$599,900
896 Mona Drive

$599,900

Price Change
18d
Detached2-Storey

896 Mona Drive, Kingston

Total Monthly Obligation $3,182

HausQ Valuation Report
Beds
4
Baths
3
Park
4
Sqft
1500-2000
DOM
18d
Score
21
Yield
5.6%
Cash on Cash
-1.0%
Cap Rate
4.4%
5Y IRR
14.7%
10Y IRR
14.0%
Property Type-Detached
MLS® Number-X13864168
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-47.9 × 117.1 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Detached
Taxes-$4,645.76 (2026)
Parking-5 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-KELLER WILLIAMS INSPIRE REALTY, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-FLEXIBLE
Neighbourhood-39 - North of Taylor-Kidd Blvd
Title-Residential Freehold

No agent assigned

Welcome to 896 Mona Drive, a charming 3-bedroom home nestled in Kingston's highly desirable, and family-friendly Westwood's neighborhood (High Gate Park). Featuring updated flooring on the main level and an inviting layout, this home boasts a bright living and dining area, a convenient 2-piece powder room, an eat-in kitchen, and a cozy family room with a walkout to the deck and fully fenced backyard. Upstairs, the primary bedroom serves as a quiet retreat complete with a walk-in closet and 3-piece ensuite, accompanied by two spacious secondary bedrooms and a full 4-piece bathroom. The finished basement extends your living area with a generous rec room plus a versatile bonus space ideal for a fourth bedroom, home office, or hobby room. Complete with a covered front porch, single-car garage, and double driveway, this move-in-ready home is steps from top-rated public and Catholic schools, lush parks like Woodbine Park, and convenient everyday shopping.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$479,920
Land Transfer Taxes$8,473
Legal Fees (Est.)
$
Total cash required for closing$129,953

Total Monthly Obligation

$3,182/mo
Mortgage $2,420
Monthly Loss $2,545
Principal$637
Interest$1,783
Property Tax$387
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.4%2
5-Year IRR
10.6%40
10-Year IRR
11.1%
Returns Index
21.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,300/yr
NOI
$20,824/yr
Net Cash Flow
-$684/mo
Cash Margin
-24.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7211
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo50
Risk Index
26.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 896 Mona Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.