20 Morgan Heights Drive, Huntsville

$829,000
20 Morgan Heights Drive

$829,000

New
18d
Detached2-Storey

20 Morgan Heights Drive, Huntsville

Total Monthly Obligation $4,216

Beds
4
Baths
4
Park
4
Sqft
2000-2500
DOM
18d
Score
18
Yield
4.8%
Cash on Cash
-3.6%
Cap Rate
3.8%
5Y IRR
12.7%
10Y IRR
12.3%
Property Type-Detached
MLS® Number-X13864258
Beds-4
Bathrooms-4
Size-2000-2500 sqft
Lot Size-85.3 × 215 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$5,961 (2025)
Parking-6 - Attached
Basement-Finished, Partial Basement
Heating-Forced Air (Gas)
Brokerage-Chestnut Park Real Estate
Cooling-Central Air
Laundry-No
Fireplace-Wood, Living Room
Pool-None
Facing-South
Exterior-Wood
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Chaffey
Title-Residential Freehold

No agent assigned

Room to gather, space to unwind and a setting to enjoy-this custom-built home brings together timeless Muskoka character and the convenience of in-town Huntsville living. Set on a mature, beautifully landscaped property in an established neighbourhood, it offers a spacious, versatile layout with inviting spaces for everyday life and entertaining. A striking river-rock fireplace anchors the bright main living area, while the kitchen, dining and living spaces flow comfortably together, keeping everyone connected whether you're hosting friends or enjoying a quiet evening at home. The main-floor primary suite offers a private retreat with a walk-in closet and ensuite, complemented by convenient main-floor laundry and a separate office or sitting room. Upstairs, three additional oversized bedrooms provide plenty of room for family and guests, while the finished lower level offers ample space to create the recreation room, home gym, games area or media lounge you've been wanting. Updates include new basement flooring and stair carpeting in 2024, along with a driveway repaved in 2024.Step outside to enjoy the deck and landscaped backyard-a welcoming setting for summer dinners, morning coffee and relaxing as the seasons change. An attached double garage provides practical parking and storage, while municipal water and natural gas add everyday convenience. With downtown Huntsville, schools, shopping, the hospital, recreation and Highway 11 just minutes away, this home offers an appealing combination of generous living space, established surroundings and easy access to everything you need.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$663,200
Land Transfer Taxes$13,055
Legal Fees (Est.)
$
Total cash required for closing$180,355

Total Monthly Obligation

$4,216/mo
Mortgage $3,344
Monthly Loss $3,336
Principal$880
Interest$2,464
Property Tax$497
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.1%1
5-Year IRR
9.3%31
10-Year IRR
10.0%
Returns Index
16.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,200/yr
NOI
$25,719/yr
Net Cash Flow
-$1,201/mo
Cash Margin
-35.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo36
Risk Index
20.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Morgan Heights Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.