37 PEACH TREE Common, St. Catharines

$1,399,900
37 PEACH TREE Common

$1,399,900

New
18d
Vacant Land CondoBungalow

37 PEACH TREE Common, St. Catharines

Total Monthly Obligation $6,811

Beds
2
Baths
2
Park
2
Sqft
1600-1799
DOM
18d
Score
14
Yield
2.4%
Cash on Cash
-14.4%
Cap Rate
1.5%
5Y IRR
4.4%
10Y IRR
6.0%
Property Type-Vacant Land Condo
MLS® Number-X13864388
Beds-2
Bathrooms-2
Size-1600-1799 sqft
Listed on site-Oct 5, 2026
Style-Bungalow
Building Type-Vacant Land Condo
Age-0-5
Taxes-$7,074 (2026)
Maintenance-$375/mo
Locker-None
Parking-4 - Attached
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX NIAGARA REALTY LTD, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Exterior-Brick
Possession-FLEX
Neighbourhood-437 - Lakeshore
Title-Residential Condo & Other

No agent assigned

CONTEMPORARY, LOW-MAINTENANCE LIVING IN ONE OF NORTH ST. CATHARINES' MOST DISTINCTIVE ENCLAVES. Set within Peach Tree Common, this Rinaldi-built bungalow offers APPROXIMATELY 2,442 SQ. FT. OF FINISHED LIVING SPACE, with the scale, natural light and thoughtful design that make downsizing feel anything but a compromise. The 1,624 sq. ft. main level features 9' ceilings, engineered hardwood and expansive windows, creating a bright, open backdrop for everyday living and entertaining. The Artcraft kitchen anchors the space with quartz counters, a generous island, induction cooktop, abundant cabinetry and walk-in pantry, flowing easily into the dining and great room. The primary suite is spacious and beautifully appointed with an organized walk-in closet and ensuite featuring double vanity, glass shower and soaker tub. A second bedroom, full bathroom and main-floor laundry complete the level. Downstairs, 818 SQ. FT. OF ADDITIONAL FINISHED SPACE provides a generous recreation room with gas fireplace, while the remaining unfinished area offers excellent storage, a rough-in for a future 3-piece bathroom and room to customize further. Outside, enjoy covered outdoor living, Trex decking and easy-care artificial turf, while the garage includes a rough-in for EV charging. Landscaping, lawn care, gardening, snow removal and a water allowance are included in the monthly condo fee, making this an ideal LOCK-AND-GO LIFESTYLE. Just minutes from Port Dalhousie and Lake Ontario, with everyday amenities, the QEW and Niagara-on-the-Lake all within easy reach. Modern, beautifully finished and refreshingly easy to maintain-37 Peach Tree Common is designed for the way you want to live next. Luxury Certified.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,119,920
Land Transfer Taxes$24,473
Legal Fees (Est.)
$
Total cash required for closing$305,953

Total Monthly Obligation

$6,811/mo
Mortgage $5,647
Monthly Loss $5,325
Principal$1,486
Interest$4,161
Property Tax$590
Condo Fees$375
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
1.2%8
Cash-on-Cash
-17.0%0
5-Year IRR
2.3%5
10-Year IRR
4.7%
Returns Index
3.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,972/yr
NOI
$16,601/yr
Net Cash Flow
-$4,263/mo
Cash Margin
-150.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.242
LTV Ratio
80.0%18
Vacancy Buffer
1.4 mo22
Risk Index
14.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 37 PEACH TREE Common

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.