38 Lonsdale Road, Haldimand

$579,000
38 Lonsdale Road

$579,000

New
18d
Att/Row/Townhouse2-Storey

38 Lonsdale Road, Haldimand

Total Monthly Obligation $3,055

HausQ Valuation Report
Beds
3
Baths
3
Park
2
Sqft
1100-1500
DOM
18d
Score
19
Yield
5.1%
Cash on Cash
-2.8%
Cap Rate
4.0%
5Y IRR
13.4%
10Y IRR
12.9%
Property Type-Att/Row/Townhouse
MLS® Number-X13864556
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-20.01 × 91.88 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$4,133.56 (2025)
Parking-3 - Built-In
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-Haldimand
Title-Residential Freehold

No agent assigned

Welcome to 38 Lonsdale Road, Haldimand - an excellent opportunity for first-time buyers and investors alike. This well-maintained home offers 3 bedrooms and 2.5 bathrooms, providing a functional layout ideal for families or rental potential.The main living areas are bright and welcoming, with a practical flow designed for everyday comfort. Closet and pantry in the Kitchen for great storage. Upstairs, the principle bedroom features a full ensuite bath, offering added privacy and convenience. Two additional bedrooms are generously sized and share access to a well-appointed main bath.The unfinished basement presents endless possibilities - create additional living space, a home gym, recreation room, or keep it as ample storage. With thoughtful design and room to add value, this home is a smart investment in a growing community.Conveniently located close to local amenities, schools, parks, and commuter routes, 38 Lonsdale Road is a fantastic place to call home. Don't miss this opportunity!

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Closing Costs

Mortgage Amount
$463,200
Land Transfer Taxes$8,055
Legal Fees (Est.)
$
Total cash required for closing$125,355

Total Monthly Obligation

$3,055/mo
Mortgage $2,336
Monthly Loss $2,440
Principal$615
Interest$1,721
Property Tax$344
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.0%1
5-Year IRR
9.3%31
10-Year IRR
10.1%
Returns Index
16.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,628/yr
NOI
$18,032/yr
Net Cash Flow
-$833/mo
Cash Margin
-33.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo53
Risk Index
26.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 38 Lonsdale Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.