4245 William Street, Lincoln

$739,900
4245 William Street

$739,900

New
18d
Detached2-Storey

4245 William Street, Lincoln

Total Monthly Obligation $3,793

Beds
4
Baths
2
Park
5
Sqft
1500-2000
DOM
18d
Score
17
Yield
4.4%
Cash on Cash
-5.8%
Cap Rate
3.3%
5Y IRR
11.0%
10Y IRR
11.0%
Property Type-Detached
MLS® Number-X13864954
Beds-4
Bathrooms-2
Size-1500-2000 sqft
Lot Size-73.16 × 146.27 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$5,200 (2026)
Parking-7 - Attached
Basement-Exposed Rock, Full, Partial Basement, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-Above Ground
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-TBD
Neighbourhood-982 - Beamsville
Title-Residential Freehold

No agent assigned

What if home felt a little slower? Welcome to 4245 William Street, a character-filled century home in the heart of Beamsville, where original charm meets the kind of layout made for everyday living. With approximately 1,700 sq. ft. of finished space, this 2+1 bedroom, 2-bathroom homes offers more room than you might expect - from the inviting front living room and formal dining area to a dedicate main-floor office/optional bedroom and bright family room tucked at the back of the home. The kitchen sits at the heart of it all, connecting spaces made for quiet mornings, long dinners and evening spent at home. Upstairs, two spacious bedrooms provide a private retreat, with the flexibility to restore the home's former third- bedroom layout by reinstating a previously removed wall. Set in an established neighbourhood close to the shops, cafes, wineries and countryside that make Beamsville so loved, this is a home that invites you to settle in, stay awhile, and enjoy life at a slightly slower pace.

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$
%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$591,920
Land Transfer Taxes$11,273
Legal Fees (Est.)
$
Total cash required for closing$160,753

Total Monthly Obligation

$3,793/mo
Mortgage $2,985
Monthly Loss $3,008
Principal$785
Interest$2,199
Property Tax$433
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%16
Cash-on-Cash
-10.3%1
5-Year IRR
7.5%21
10-Year IRR
8.7%
Returns Index
11.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,280/yr
NOI
$19,352/yr
Net Cash Flow
-$1,372/mo
Cash Margin
-51.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.546
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo41
Risk Index
21.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4245 William Street

Time

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