75 Pollock Avenue, Cambridge

$750,000
75 Pollock Avenue

$750,000

Price Change
18d
Detached2-Storey

75 Pollock Avenue, Cambridge

Total Monthly Obligation $3,840

Beds
2
Baths
3
Park
4
Sqft
2000-2500
DOM
18d
Score
19
Yield
5.2%
Cash on Cash
-2.2%
Cap Rate
4.1%
5Y IRR
13.8%
10Y IRR
13.2%
Property Type-Detached
MLS® Number-X13865060
Beds-2
Bathrooms-3
Size-2000-2500 sqft
Lot Size-54 × 120 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$5,272 (2025)
Parking-4 - Attached
Basement-Partial Basement, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX REAL ESTATE CENTRE INC.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Stone
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Septic
Possession-Flexible
Title-Residential Freehold

No agent assigned

Built in 1888 and standing beautifully for nearly 140 years, 75 Pollock Avenue is a remarkable home where history, character and thoughtful updates come together. Its impressive granite exterior hints at the craftsmanship of another era, while inside, care has been taken to preserve the warmth and architectural character that make a home of this vintage so special. Today, this distinctive property offers two spacious, self-contained living spaces, each with its own personality and wonderful outdoor area. The main-floor unit is generous in scale, featuring a large living room with gas fireplace, formal dining room, beautifully updated kitchen, spacious bedroom and ensuite bathroom plus an additional bathroom for guests. A full basement provides dedicated laundry, utilities and additional storage, while a private deck extends the living space outdoors for summer dining and entertaining. The upper unit is equally inviting, with a comfortable living room, separate dining room, bedroom with separate office area and an exceptionally spacious bathroom/laundry combination. Its large private deck feels like an outdoor living space of its own. A peaceful place to dine, relax and enjoy the surrounding mature trees. The backyard is a gardener's dream, it offers established gardens, two sheds and a hidden courtyard tucked away from view. The perfect setting for evenings gathered around the fire. There's an abundance of parking, two driveways, one on each side of the home enough to accommodate 4-5 cars. Set on a beautiful tree-lined street surrounded by historically significant homes, this is more than a stately historic gem,. It is a piece of Cambridge history that has stood the test of time, offering the character and craftsmanship of 1888 together with the comfort and versatility of today. Homes like this simply aren't built anymore. This home is listed as historically significant however it's not on the registry. Kitchen renovated in 2022. Furnace 2019.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$600,000
Land Transfer Taxes$11,475
Legal Fees (Est.)
$
Total cash required for closing$162,975

Total Monthly Obligation

$3,840/mo
Mortgage $3,025
Monthly Loss $3,044
Principal$796
Interest$2,229
Property Tax$439
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-7.0%1
5-Year IRR
10.1%36
10-Year IRR
10.7%
Returns Index
19.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,688/yr
NOI
$25,047/yr
Net Cash Flow
-$938/mo
Cash Margin
-29.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.6910
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
22.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 75 Pollock Avenue

Time

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