110 Millpond Road, Niagara-on-the-Lake

$1,659,900
110 Millpond Road

$1,659,900

New
17d
DetachedBungalow

110 Millpond Road, Niagara-on-the-Lake

Total Monthly Obligation $7,689

Beds
2
Baths
2
Park
2
Sqft
1500-2000
DOM
17d
Score
14
Yield
2.4%
Cash on Cash
-13.1%
Cap Rate
1.8%
5Y IRR
5.3%
10Y IRR
6.7%
Property Type-Detached
MLS® Number-X13865730
Beds-2
Bathrooms-2
Size-1500-2000 sqft
Lot Size-52.53 × 110.93 ft
Listed on site-Oct 6, 2026
Style-Bungalow
Building Type-Detached
Age-0-5
Taxes-$7,416 (2026)
Parking-4 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-BOSLEY REAL ESTATE LTD.,
Cooling-Central Air
Laundry-No
Fireplace-Family Room
Pool-None
Facing-South
Exterior-Board & Batten , Brick Veneer
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-30-60
Neighbourhood-105 - St. Davids
Title-Residential Freehold

No agent assigned

Discover 110 Millpond Road, a stunning custom-designed bungalow built by Ridgeline Homes, one of Niagara's local boutique builders. Located in the charming Village of St. David's, Niagara-on-the-Lake, surrounded by award-winning wineries, restaurants, and golf courses, all just minutes from Highway 405. The property features professional landscaping, hardscaping and irrigation system, plus a double-wide aggregate driveway and elegant stone walkways leading to multiple tranquil sitting terraces perfect for relaxation. Inside, the open-concept kitchen, living, and dining room is simply breathtaking. The gourmet kitchen boasts custom cabinetry, a massive island, and a stylish butler's pantry. The living room features a gas fireplace with modern mantle surround, while the inviting dining area is ideal for hosting large gatherings. The attention to detail throughout this home is remarkable. Impressive ceiling heights, unique architectural angles and arches, expansive windows flood every space with natural light, creating an airy and sophisticated ambiance. The primary bedroom is a serene retreat with a spacious walk-in closet and a luxurious five-piece ensuite bath, including in-floor heating, a custom double-sink vanity, a deep soaker tub, and a spacious walk-in glass shower. The equally gorgeous second bedroom features vaulted ceilings and warm hardwood flooring, along with a convenient three-piece ensuite privilege bath. The main floor is completed by a highly functional mudroom with ample custom cabinetry and a well-designed laundry room. The lower level is unfinished but fully insulated, offering a fantastic opportunity to create an additional living space of your own creation.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,327,920
Land Transfer Taxes$29,673
Legal Fees (Est.)
$
Total cash required for closing$363,153

Total Monthly Obligation

$7,689/mo
Mortgage $6,696
Monthly Loss $5,927
Principal$1,762
Interest$4,934
Property Tax$618
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.4%9
Cash-on-Cash
-16.0%0
5-Year IRR
3.1%6
10-Year IRR
5.3%
Returns Index
4.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,252/yr
NOI
$23,411/yr
Net Cash Flow
-$4,745/mo
Cash Margin
-145.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.292
LTV Ratio
80.0%18
Vacancy Buffer
1.3 mo20
Risk Index
13.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 110 Millpond Road

Time

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