105 Victoria Drive, Kawartha Lakes

$599,900
105 Victoria Drive

$599,900

Price Change
17d
DetachedBungalow

105 Victoria Drive, Kawartha Lakes

Total Monthly Obligation $2,996

Beds
3
Baths
1
Park
4
Sqft
700-1100
DOM
17d
Score
23
Yield
5.8%
Cash on Cash
1.8%
Cap Rate
5.0%
5Y IRR
17.0%
10Y IRR
15.8%
Property Type-Detached
MLS® Number-X13865800
Beds-3
Bathrooms-1
Size-700-1100 sqft
Lot Size-165.7 × 153.32 ft
Listed on site-Oct 6, 2026
Style-Bungalow
Building Type-Detached
Taxes-$2,410.54 (2026)
Parking-6 - Detached
Basement-Full, Unfinished
Heating-Forced Air (Propane)
Brokerage-AFFINITY GROUP PINNACLE REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Vinyl Siding
Roof-Metal
Foundation-Concrete Block
Sewer-Septic
Possession-TBD
Neighbourhood-Fenelon
Title-Residential Freehold

No agent assigned

Welcome to beautiful South View Estates! Situated on a huge lot with stunning lake views, this fully renovated 3-bedroom, 1-bathroom home offers the perfect blend of modern comfort, exceptional outdoor space, and a relaxed lakeside lifestyle. Located directly across from the community park, you'll enjoy easy access to green space and all the benefits of this sought-after waterfront community. The home has been completely updated from top to bottom and features a bright, modern interior with new drywall, updated finishes throughout, and a convenient stackable washer and dryer. Major improvements completed in 2026 include a Generac backup generator, central air conditioning, electrical panel, appliances, blown-in attic insulation, vinyl siding on both the home and garages, and metal roofs on the garages. The house is protected by a durable metal roof installed in 2016. A rare highlight of this property is the presence of two separate double-car garages, offering incredible space for vehicles, boats, ATVs, workshop projects, storage, or recreational equipment. The expansive lot provides plenty of room for entertaining, gardening, family activities, or simply enjoying the peaceful surroundings and beautiful lake views. Move-in ready and packed with value, this exceptional property offers worry-free living in one of the area's most desirable communities. Whether you're searching for a year-round home, retirement retreat, or weekend getaway, 105 Victoria Drive is a property you won't want to miss.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$479,920
Land Transfer Taxes$8,473
Legal Fees (Est.)
$
Total cash required for closing$129,953

Total Monthly Obligation

$2,996/mo
Mortgage $2,420
Monthly Loss $2,359
Principal$637
Interest$1,783
Property Tax$201
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-3.6%3
5-Year IRR
12.8%56
10-Year IRR
12.8%
Returns Index
29.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,800/yr
NOI
$24,409/yr
Net Cash Flow
-$386/mo
Cash Margin
-13.3%0
Cash Flow Index
0.3/ 100
Risk Profile
Weight: 20%
DSCR
0.8416
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo54
Risk Index
29.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 105 Victoria Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.