22 Pretoria Road, Cambridge

$499,900
22 Pretoria Road

$499,900

Price Change
18d
DetachedBungalow

22 Pretoria Road, Cambridge

Total Monthly Obligation $2,735

Beds
4
Baths
1
Park
5
Sqft
700-1100
DOM
18d
Score
20
Yield
5.5%
Cash on Cash
-1.7%
Cap Rate
4.2%
5Y IRR
14.2%
10Y IRR
13.5%
Property Type-Detached
MLS® Number-X13867104
Beds-4
Bathrooms-1
Size-700-1100 sqft
Lot Size-80 × 110 ft
Listed on site-Oct 5, 2026
Style-Bungalow
Building Type-Detached
Taxes-$4,128 (2026)
Parking-5 - None
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick Front, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-Immediate
Title-Residential Freehold

No agent assigned

CHARMING NORTH GALT BUNGALOW ON SPRAWLING CORNER LOT | SEPARATE ENTRANCE & ENDLESS POTENTIAL. Welcome to this beautifully maintained 3+1 bedroom, 1-bathroom bungalow situated on an expansive corner lot along a quiet, tree-lined street in desirable North Galt. Bright, spotless, and move-in ready, the main floor showcases a completely carpet-free layout filled with natural light. The functional, open flow features an inviting living room, a spacious eat-in kitchen with generous cabinetry and an adjoining breakfast nook, plus versatile bedroom arrangements. Need dedicated work-from-home space or a formal dining room? The flexible third bedroom easily adapts to suit your lifestyle. The primary bedroom offers a charming walkout leading straight onto an expansive, multi-tier deck, the perfect private retreat for morning coffee or outdoor entertaining. Downstairs, the finished lower level with a separate exterior entrance provides endless possibilities, ideal as a secondary family entertainment hub, guest suite, or in-law setup. Step outside to discover a massive yard framed by mature greenery, a large shed, and an oversized paved driveway offering parking for 5 to 6 vehicles. Notable features include new roof 2026, furnace 2021, and owned hot water heater 2022. Centrally located in a family-friendly neighbourhood within walking distance to schools, parks, transit, and every everyday amenity across Cambridge. Whether you are looking to purchase your first home, invest, or downsize with ease, this property is packed with potential.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$399,920
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,953

Total Monthly Obligation

$2,735/mo
Mortgage $2,016
Monthly Loss $2,205
Principal$531
Interest$1,486
Property Tax$344
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.5%1
5-Year IRR
9.8%34
10-Year IRR
10.5%
Returns Index
18.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,528/yr
NOI
$16,147/yr
Net Cash Flow
-$671/mo
Cash Margin
-29.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo60
Risk Index
29.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 22 Pretoria Road

Time

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