4392 Ontario Street, Lincoln

$719,900
4392 Ontario Street

$719,900

New
17d
Detached2-Storey

4392 Ontario Street, Lincoln

Total Monthly Obligation $3,607

Beds
4
Baths
5
Park
4
Sqft
1500-2000
DOM
17d
Score
21
Yield
5.5%
Cash on Cash
0.1%
Cap Rate
4.6%
5Y IRR
15.7%
10Y IRR
14.7%
Property Type-Detached
MLS® Number-X13868170
Beds-4
Bathrooms-5
Size-1500-2000 sqft
Lot Size-42 × 140 ft
Listed on site-Oct 6, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$3,943 (2025)
Parking-5 - Detached
Basement-Partial Basement, Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-West
Exterior-Stucco (Plaster), Stone
Roof-Asphalt Shingle
Foundation-Concrete, Stone
Sewer-Sewer
Possession-Immediate
Neighbourhood-982 - Beamsville
Title-Residential Freehold

No agent assigned

This modern two storey home has been recently renovated boasting 3+1 bedrooms and is simply loaded with luxury finishes. This well designed property includes 4 bedrooms all with their own gorgeous ensuite bathrooms. The breathtaking open concept main floor features a bright kitchen with granite countertops, plenty of cabinets and a grand centre island, an attached dining space and a spacious living room with a built-in electric fireplace, an office, bedroom with ensuite and a two piece powder room that finishes off the main floor nicely. Travel up the contemporary open staircase with glass railings to the 2nd floor and discover 3 large bedrooms all with ensuite baths and a laundry room with built-in cabinetry. The partial basement features a cozy family room and utility space. Other features of the home include on-demand hot water, central air, central vac, carpet free and 200 amp electrical service. The exterior includes a fully fenced yard, concrete driveway and patio, detached 1.5 car garage and plenty of private yard space to enjoy.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$575,920
Land Transfer Taxes$10,873
Legal Fees (Est.)
$
Total cash required for closing$156,353

Total Monthly Obligation

$3,607/mo
Mortgage $2,904
Monthly Loss $2,843
Principal$764
Interest$2,140
Property Tax$329
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.8%2
5-Year IRR
11.8%49
10-Year IRR
12.0%
Returns Index
25.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,840/yr
NOI
$27,413/yr
Net Cash Flow
-$619/mo
Cash Margin
-18.7%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7914
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo43
Risk Index
24.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4392 Ontario Street

Time

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