168 William Street, North Middlesex

$399,900
168 William Street

$399,900

New
17d
Detached1 1/2 Storey

168 William Street, North Middlesex

Total Monthly Obligation $2,196

Beds
2
Baths
1
Park
3
Sqft
1100-1500
DOM
17d
Score
31
Yield
7.5%
Cash on Cash
7.9%
Cap Rate
6.3%
5Y IRR
21.9%
10Y IRR
19.9%
Property Type-Detached
MLS® Number-X13868216
Beds-2
Bathrooms-1
Size-1100-1500 sqft
Lot Size-45.1 × 150.93 ft
Listed on site-Oct 6, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$2,499 (2025)
Parking-3 - None
Basement-Crawl Space
Heating-Forced Air (Gas)
Brokerage-COLDWELL BANKER POWER REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Brick, Concrete
Sewer-Sewer
Possession-Immediate possession available
Neighbourhood-Ailsa Craig
Title-Residential Freehold

No agent assigned

Charming 1 & 1/2-storey home in the heart of Ailsa Craig, offering a great opportunity for first-time buyers, downsizers, or anyone looking for a home with character and flexible living space. Built in 1890, the home welcomes you with an inviting white front porch-perfect for a couple of rocking chairs and morning coffee. Inside, the main floor features a versatile den that can easily serve as a dining room, home office, or potential main-floor bedroom, along with a comfortable, welcoming living room. The updated kitchen offers butcher block counters, plenty of space for a dining table, and room to add additional storage if desired. At the back of the home, the mudroom/laundry room provides practical everyday function and access to the large rear deck and sizeable backyard. With plenty of room for a play area, gardens, pets, or outdoor entertaining, the yard also includes a storage shed. A four-piece bathroom completes the main floor. Upstairs, you'll find a generous primary bedroom with a good-sized closet, plus a second bedroom ideal for children, guests, or a home office. Enjoy the ease of small-town living with the community centre and park nearby, plus local favourites like The Crown & Fox just minutes from home. A charming property with flexible space, a great backyard, and plenty of potential to make it your own.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$319,920
Land Transfer Taxes$4,474
Legal Fees (Est.)
$
Total cash required for closing$85,954

Total Monthly Obligation

$2,196/mo
Mortgage $1,613
Monthly Loss $1,772
Principal$424
Interest$1,189
Property Tax$208
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.0%38
Cash-on-Cash
0.7%9
5-Year IRR
16.4%79
10-Year IRR
15.7%
Returns Index
42.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
31/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,000/yr
NOI
$20,001/yr
Net Cash Flow
$54/mo
Cash Margin
2.1%7
Cash Flow Index
7.1/ 100
Risk Profile
Weight: 20%
DSCR
1.0330
LTV Ratio
80.0%18
Vacancy Buffer
4.3 mo74
Risk Index
40.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 168 William Street

Time

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