32 San Fernando Drive, Hamilton

$839,900
32 San Fernando Drive

$839,900

New
17d
DetachedBacksplit 5

32 San Fernando Drive, Hamilton

Total Monthly Obligation $4,400

Beds
3
Baths
3
Park
4
Sqft
2000-2500
DOM
17d
Score
19
Yield
5.5%
Cash on Cash
-1.7%
Cap Rate
4.2%
5Y IRR
14.2%
10Y IRR
13.5%
Property Type-Detached
MLS® Number-X13868726
Beds-3
Bathrooms-3
Size-2000-2500 sqft
Lot Size-47.75 × 100 ft
Listed on site-Oct 6, 2026
Style-Backsplit 5
Building Type-Detached
Age-31-50
Taxes-$7,646.02 (2026)
Parking-5 - Attached
Basement-Full, Partially Finished, Development Potential, Walk-Out
Heating-Forced Air (Gas)
Brokerage-MICHAEL ST.JEAN REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Wood, Family Room
Pool-None
Facing-South
Exterior-Aluminum Siding, Brick Front
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-TBD
Neighbourhood-Buchanan
Title-Residential Freehold

No agent assigned

Welcome to 32 San Fernando Drive, a truly distinctive residence nestled in one of Hamilton's sought-after West Mountain locations. Custom designed and built with an impressive 5-level backsplit, this spacious home offers an exceptional combination of scale, versatility, and timeless potential.The thoughtfully designed interior features a bright, open-concept main living space anchored by a spectacular vaulted, family-sized kitchen, complemented by a separate dining room and inviting living room. The expansive family room offers a cozy fireplace and walkout to the yard-perfect for both everyday family living and effortless entertaining.The upper levels offer 3 spacious bedrooms and 3 bathrooms, including a private primary suite with its own ensuite. The lower 4th and 5th levels are where this home truly stands apart, offering an abundance of additional living space and a separate walk-up entrance to and from the attached garage. Ideal for extended family, an in-law suite, home office, recreation space, or potential rental use, the possibilities are exceptional.Set on a lovely lot with generous parking and an attached garage, this is a home that was designed with flexibility well ahead of its time. Enjoy easy access to Scenic Drive, trails, schools, shopping, the 403 and Lincoln Alexander Parkway, while being surrounded by the natural beauty of Hamilton's West Mountain.A rare opportunity to own a substantial, highly versatile home in an outstanding location. Priced to Sell! Don't Miss out! Unique homes like this don't come along often-come experience the space, potential and lifestyle that 32 San Fernando Drive has to offer!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$671,920
Land Transfer Taxes$13,273
Legal Fees (Est.)
$
Total cash required for closing$182,753

Total Monthly Obligation

$4,400/mo
Mortgage $3,388
Monthly Loss $3,509
Principal$892
Interest$2,496
Property Tax$637
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.3%2
5-Year IRR
10.7%40
10-Year IRR
11.1%
Returns Index
21.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$45,960/yr
NOI
$29,218/yr
Net Cash Flow
-$953/mo
Cash Margin
-24.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7211
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo34
Risk Index
21.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 32 San Fernando Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.