14 Stokes Road, St. Thomas

$584,900
14 Stokes Road

$584,900

New
17d
DetachedBungalow-Raised

14 Stokes Road, St. Thomas

Total Monthly Obligation $3,040

HausQ Valuation Report
Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
17d
Score
22
Yield
5.7%
Cash on Cash
0.2%
Cap Rate
4.6%
5Y IRR
15.7%
10Y IRR
14.7%
Property Type-Detached
MLS® Number-X13868760
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-50 × 103.69 ft
Listed on site-Oct 6, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-31-50
Taxes-$3,668 (2025)
Parking-3 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX CENTRE CITY REALTY INC
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-Above Ground
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-30-60
Neighbourhood-St. Thomas
Title-Residential Freehold

No agent assigned

Welcome home. This beautifully updated raised ranch offers a thoughtful blend of comfort, functionality, and modern efficiency. The property features rooftop solar panels that can generate approximately $4,000-$6,000 annually, depending on weather conditions. The main level includes a spacious foyer with access to the rear yard and an insulated, heated garage. The open-concept layout showcases a generous kitchen, dining area, and living room with an electric fireplace. Two large bedrooms and a four-piece bathroom complete this level. The fully finished lower level offers an additional family room filled with natural light, a gas fireplace, a second four-piece bathroom, a laundry room, office and a third bedroom. Outside, the backyard is designed for both relaxation and entertaining, featuring a hot tub, pool, and a built-in pergola perfect for enjoying outdoor living in any season. Upgrades include main level flooring, kitchen update and fireplace mantel (2022), pool and hot tub (2021) carpet downstairs(2025)

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$467,920
Land Transfer Taxes$8,173
Legal Fees (Est.)
$
Total cash required for closing$126,653

Total Monthly Obligation

$3,040/mo
Mortgage $2,359
Monthly Loss $2,419
Principal$621
Interest$1,738
Property Tax$306
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.3%2
5-Year IRR
11.5%46
10-Year IRR
11.8%
Returns Index
24.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,180/yr
NOI
$21,694/yr
Net Cash Flow
-$551/mo
Cash Margin
-19.9%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7713
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo53
Risk Index
27.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 14 Stokes Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.