144 Lovers Lane, Hamilton

$1,399,000
144 Lovers Lane

$1,399,000

New
17d
Detached2-Storey

144 Lovers Lane, Hamilton

Total Monthly Obligation $6,856

Beds
5
Baths
4
Park
3
Sqft
2500-3000
DOM
17d
Score
14
Yield
3.2%
Cash on Cash
-10.7%
Cap Rate
2.3%
5Y IRR
7.2%
10Y IRR
8.1%
Property Type-Detached
MLS® Number-X13869114
Beds-5
Bathrooms-4
Size-2500-3000 sqft
Lot Size-80.16 × 150.31 ft
Listed on site-Oct 6, 2026
Style-2-Storey
Building Type-Detached
Taxes-$10,058 (2026)
Parking-6 - Attached
Basement-Full, Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 HERITAGE GROUP LTD.
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Ancaster
Title-Residential Freehold

No agent assigned

Set on an exceptional lot in one of Ancaster's most sought-after established neighbourhoods, this sprawling custom-built two-storey residence offers the space, layout and solid construction rarely found in today's market. Lovingly cared for and thoughtfully maintained, the home makes an immediate impression with its grand foyer, sweeping circular staircase and generous principal rooms. The main level is designed for family living and entertaining, with a spacious living room featuring a striking fireplace, dedicated home office, large dining area, expansive kitchen and adjoining family room overlooking the backyard. Direct access to the double-car garage adds everyday convenience. Upstairs, four spacious bedrooms and two bathrooms provide excellent accommodation for a growing family. The finished basement adds an extraordinary amount of flexibility, featuring a secondary kitchen, bedrooms, bathrooms, living and recreation spaces, laundry and a separate entrance from the garage, ideal for extended family, teenagers, guests, entertaining or an in-law arrangement. Tons of appeal here for the family, setting and an opportunity. While the home presents an opportunity to introduce today's finishes and design sensibility, its substantial footprint, generous lot, central location and established neighbourhood provide an exceptional opportunity to create something special. An opportunity to bring new life to a well-built family home in a neighbourhood where space, lot size and location are continually in demand.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$1,119,200
Land Transfer Taxes$24,455
Legal Fees (Est.)
$
Total cash required for closing$305,755

Total Monthly Obligation

$6,856/mo
Mortgage $5,643
Monthly Loss $5,371
Principal$1,485
Interest$4,158
Property Tax$838
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.8%11
Cash-on-Cash
-13.9%0
5-Year IRR
4.7%10
10-Year IRR
6.5%
Returns Index
6.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$44,880/yr
NOI
$25,834/yr
Net Cash Flow
-$3,490/mo
Cash Margin
-93.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.383
LTV Ratio
80.0%18
Vacancy Buffer
1.4 mo22
Risk Index
14.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 144 Lovers Lane

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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