12 Hillcroft Way, Kawartha Lakes

$649,000
12 Hillcroft Way

$649,000

New
17d
Detached2-Storey

12 Hillcroft Way, Kawartha Lakes

Total Monthly Obligation $3,360

Beds
4
Baths
3
Park
2
Sqft
2000-2500
DOM
17d
Score
20
Yield
5.2%
Cash on Cash
-2.2%
Cap Rate
4.1%
5Y IRR
13.8%
10Y IRR
13.2%
Property Type-Detached
MLS® Number-X13869322
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-34 × 120 ft
Listed on site-Oct 6, 2026
Style-2-Storey
Building Type-Detached
Taxes-$4,403 (2026)
Parking-4 - Attached
Basement-None
Heating-Forced Air (Propane)
Brokerage-Sotheby's International Realty Canada
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Bobcaygeon
Title-Residential Freehold

No agent assigned

Brand new detached home backing directly onto planned parkland in The Stars in Bobcaygeon! Welcome to Lot 37, featuring the spacious 2,195 sq. ft. Orion model with 4 bedrooms and a private balcony off the primary bedroom. The bright, open-concept main floor offers a functional and inviting layout, with the kitchen, breakfast area and living room flowing seamlessly together for everyday living and entertaining. A separate dining area provides additional space for family dinners and guests. Upstairs, the impressive primary bedroom suite is a true retreat, featuring a generous sitting area, walk-in closet, luxurious 5-piece ensuite and walkout to the private balcony. The sitting area creates an ideal space for reading, relaxing or a quiet home office, while the balcony offers a peaceful spot to enjoy your morning coffee or unwind at the end of the day. Three additional bedrooms and a full main bathroom complete the upper level. A standout feature of this property is its location directly backing onto planned parkland, offering a more open outlook with no homes immediately behind. Enjoy the relaxed Bobcaygeon lifestyle, where small-town charm meets the natural beauty of the Kawartha Lakes. Explore the waterfront, boat the Trent-Severn Waterway, or enjoy the shops, restaurants and amenities of downtown Bobcaygeon, all just minutes away. A fantastic opportunity to own a brand new home in the heart of cottage country. *** Vendor Take Back Mortgage up to $100,000 @ 0% for 2 years possible. Closing costs capped at $2,000.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$519,200
Land Transfer Taxes$9,455
Legal Fees (Est.)
$
Total cash required for closing$140,755

Total Monthly Obligation

$3,360/mo
Mortgage $2,618
Monthly Loss $2,671
Principal$689
Interest$1,929
Property Tax$367
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%20
Cash-on-Cash
-7.2%1
5-Year IRR
10.0%35
10-Year IRR
10.6%
Returns Index
18.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,600/yr
NOI
$21,337/yr
Net Cash Flow
-$840/mo
Cash Margin
-30.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.689
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo47
Risk Index
24.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 12 Hillcroft Way

Time

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