31 Harcourt Street, Port Hope

$544,900
31 Harcourt Street

$544,900

New
16d
DetachedBungalow

31 Harcourt Street, Port Hope

Total Monthly Obligation $2,892

Beds
2
Baths
1
Park
2
Sqft
700-1100
DOM
16d
Score
19
Yield
5.0%
Cash on Cash
-3.3%
Cap Rate
3.9%
5Y IRR
13.0%
10Y IRR
12.6%
Property Type-Detached
MLS® Number-X13870344
Beds-2
Bathrooms-1
Size-700-1100 sqft
Lot Size-36 × 137 ft
Listed on site-Oct 7, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,828 (2025)
Parking-2 - None
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-30/60
Neighbourhood-Port Hope
Title-Residential Freehold

No agent assigned

Welcome To 31 Harcourt Street, A Charming, Move-In-Ready Bungalow Offering Stylish Updates, An Easy-To-Maintain Layout, And A Convenient Port Hope Location. Step Inside To A Bright And Inviting Living Room, Complemented By Stunning Hardwood Flooring Throughout The Main Areas, Updated In 2025. Find Two Spacious Bedrooms And The Beautifully Finished Four-Piece Bathroom Featuring Contemporary Details, Including Microcement-Inspired Finishes That Create A Calming, Spa-Like Feel. Tucked Across The Rear Of The Home Is The Showpiece Kitchen With Beautiful Quartz Countertops, Matching Backsplash, And Durable Vinyl Flooring (2026). The Open-Concept Kitchen And Dining Area Create A Natural Gathering Space For Everyday Living And Entertaining, With A Walkout To The Expansive Back Deck And Garden Area. The Unfinished Basement Offers Plenty Of Additional Space And Flexibility, Ready To Be Finished To Suit Your Needs - Whether You Envision A Recreation Room, Home Gym, Office, Workshop, Or Additional Storage. With Modern Finishes, A Functional Layout, And Low-Maintenance Living, 31 Harcourt Street Is An Ideal Opportunity To Simply Move In And Enjoy Everything Port Hope Has To Offer. Conveniently Located Near Historic Downtown Port Hope, Local Shops, Cafés And Restaurants, Grocery Stores, Parks, Schools, Port Hope Transit, The VIA Rail Station, Highway 401 Access, The Ganaraska River, Lake Ontario Waterfront, Beaches And Waterfront Trails.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$435,920
Land Transfer Taxes$7,373
Legal Fees (Est.)
$
Total cash required for closing$117,853

Total Monthly Obligation

$2,892/mo
Mortgage $2,198
Monthly Loss $2,314
Principal$578
Interest$1,620
Property Tax$319
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.6%1
5-Year IRR
8.9%28
10-Year IRR
9.7%
Returns Index
15.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,300/yr
NOI
$16,242/yr
Net Cash Flow
-$844/mo
Cash Margin
-37.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.627
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo57
Risk Index
27.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 31 Harcourt Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.