166 Dalhousie Avenue, St. Catharines

$1,990,000
166 Dalhousie Avenue

$1,990,000

New
16d
Detached2-Storey

166 Dalhousie Avenue, St. Catharines

Total Monthly Obligation $9,182

Beds
3
Baths
4
Park
3
Sqft
2500-3000
DOM
16d
Score
13
Yield
1.4%
Cash on Cash
-17.3%
Cap Rate
0.9%
5Y IRR
2.2%
10Y IRR
4.4%
Property Type-Detached
MLS® Number-X13870358
Beds-3
Bathrooms-4
Size-2500-3000 sqft
Lot Size-38.25 × 130.41 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$9,361 (2025)
Parking-3 - None
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Natural Gas
Pool-Inground
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-90+ days
Neighbourhood-438 - Port Dalhousie
Title-Residential Freehold

No agent assigned

Built to last generations, this custom 'Homes by Hendriks' residence (2022) in Port Dalhousie pairs uncompromising construction with timeless design, blending British heritage charm with a relaxed California sensibility. Quality begins with what you can't see: a rebar-reinforced foundation, ZIP System wall sheathing, enhanced structural lumber, sound insulation in the walls, floors and ceilings of every level, and a premium sump pump with battery backup. The exterior is 150-year-old reclaimed brick sourced from three North American sites, laid in traditional lime-based mortar with hand-scribed grapevine detailing, with limestone caps at every door and sill, crown moulding and a handcrafted lead-copper awning. Large Pella aluminum-clad wood windows bring in light and lasting efficiency. Inside, a custom 8' front door opens to solid white oak floors, a three-storey open staircase and ceilings of 10' on the main level, 9' upstairs and a 19' vault in the living room, anchored by a custom cast limestone mantel and gas fireplace. Solid-core doors (8' main, 7' upper), solid brass doorknobs, 7" poplar baseboards, live brass finishes and bespoke cabinetry show the care in every room. The kitchen features a Perrin & Rowe bridge faucet, hand-laid mosaic backsplash and quartz counters. Marble-tiled baths, a Restoration Hardware chandelier, whole-home dimmers, custom Roman shades, a laundry chute and a recirculating hot water system for near-instant hot water add everyday ease. Outside: full landscaping with irrigation, a heated saltwater pool and two 10x10 sheds with hydro and gas-ready provisions. Steps from Port Dalhousie's beach, marina, Henley rowing course and lakeside dining.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,592,000
Land Transfer Taxes$36,275
Legal Fees (Est.)
$
Total cash required for closing$435,775

Total Monthly Obligation

$9,182/mo
Mortgage $8,027
Monthly Loss $7,070
Principal$2,112
Interest$5,915
Property Tax$780
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
0.6%6
Cash-on-Cash
-19.7%0
5-Year IRR
0.2%3
10-Year IRR
3.2%
Returns Index
2.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,800/yr
NOI
$12,059/yr
Net Cash Flow
-$7,022/mo
Cash Margin
-292.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.131
LTV Ratio
80.0%18
Vacancy Buffer
1.1 mo18
Risk Index
12.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 166 Dalhousie Avenue

Time

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