311 Main Street, St. Catharines

$769,900
311 Main Street

$769,900

New
17d
Detached1 1/2 Storey

311 Main Street, St. Catharines

Total Monthly Obligation $3,963

Beds
3
Baths
2
Park
4
Sqft
1500-2000
DOM
17d
Score
18
Yield
4.6%
Cash on Cash
-5.0%
Cap Rate
3.5%
5Y IRR
11.6%
10Y IRR
11.5%
Property Type-Detached
MLS® Number-X13870790
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-50 × 100 ft
Listed on site-Oct 6, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$5,784.47 (2026)
Parking-5 - Attached
Basement-Full, Walk-Up
Heating-Forced Air (Gas)
Brokerage-SOTHEBY'S INTERNATIONAL REALTY, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-Above Ground, Outdoor
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Shingles
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-438 - Port Dalhousie
Title-Residential Freehold

No agent assigned

Perfectly positioned within walking distance to two highly rated elementary schools, this appealing home offers an exceptional lifestyle surrounded by waterfront beauty and everyday convenience. Pride of ownership is evident in the attractive curb appeal and welcoming outdoor spaces which have been designed for gathering with family and friends around the pool. The interior offers a thoughtful layout with over 2,170 square feet of total living space. Enjoy oversized bedrooms, updated bathrooms, both a family and recreation room along with a bright, eat-in kitchen and separate dining area. Stroll the beach and marina at Lakeside Park. Dine and shop at the vibrant Main and Lock intersection. Take part in numerous neighbourhood events including world-class rowing, supper and Christmas markets along with live music performances. The charming historic carousel (still just five cents a ride), scenic parks and waterfront trails complete the picture. This home offers the warmth of a true community and a lifestyle that is uniquely Port Dalhousie.

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$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$615,920
Land Transfer Taxes$11,873
Legal Fees (Est.)
$
Total cash required for closing$167,353

Total Monthly Obligation

$3,963/mo
Mortgage $3,106
Monthly Loss $3,145
Principal$817
Interest$2,288
Property Tax$482
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.5%1
5-Year IRR
8.1%24
10-Year IRR
9.2%
Returns Index
13.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,316/yr
NOI
$21,500/yr
Net Cash Flow
-$1,314/mo
Cash Margin
-44.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo39
Risk Index
21.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 311 Main Street

Time

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