1039 Ann Street, Muskoka Lakes

$1,175,000
1039 Ann Street

$1,175,000

New
16d
Detached2-Storey

1039 Ann Street, Muskoka Lakes

Total Monthly Obligation $5,429

HausQ Valuation Report
Beds
2
Baths
1
Park
4
Sqft
700-1100
DOM
16d
Property Type-Detached
MLS® Number-X13870996
Beds-2
Bathrooms-1
Size-700-1100 sqft
Lot Size-123 × 258 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Detached
Age-51-99
Taxes-$3,770.9 (2025)
Parking-4 - None
Basement-None
Heating-Other (Wood)
Brokerage-Re/Max Professionals North
Cooling-None
Laundry-No
Fireplace-Wood Stove, Living Room
Pool-None
Facing-South
Exterior-Aluminum Siding
Roof-Metal
Foundation-Concrete Block, Piers
Sewer-Septic
Possession-Immediate
Neighbourhood-Wood (Muskoka Lakes)
Title-Residential Freehold

No agent assigned

Welcome to this charming 2 bedroom, 1 bathroom A-frame cottage on Lake Muskoka, offering an elevated and expansive South-Eastern view with spectacular sunrises and ample sun. Set on approximately 0.46 acres with 123 feet of shoreline, this property combines classic Muskoka character with excellent potential for future development. The cottage has seen numerous recent improvements, including a new kitchen with appliances in 2021, a new red steel roof and skylights in 2022, insulated walls in 2022, and a new hot water heater in 2025. The decks and railings have been replaced, along with the walkways, while the interior of the charming bunkie has also been refinished. Enjoy the forested lakeside hot tub, quaint bunkie and a large permanent dock, great for entertaining, with deep enough water for jumping in and boat mooring. The septic system was recently inspected by the Township and passed certification, providing added peace of mind. Whether you're looking for a wonderful Muskoka getaway to enjoy as-is or a property with the potential to create something more substantial, this is an excellent opportunity to own a special Lake Muskoka property.

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Closing Costs

Mortgage Amount
$940,000
Land Transfer Taxes$19,975
Legal Fees (Est.)
$
Total cash required for closing$256,475

Total Monthly Obligation

$5,429/mo
Mortgage $4,740
Monthly Loss $4,182
Principal$1,247
Interest$3,492
Property Tax$314
Home Insurance$125
Variable Costs$250

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*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1039 Ann Street

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