9910 Front Road, Loyalist

$650,000
9910 Front Road

$650,000

New
16d
Detached1 1/2 Storey

9910 Front Road, Loyalist

Total Monthly Obligation $3,425

Beds
2
Baths
2
Park
4
Sqft
1500-2000
DOM
16d
Yield
4.7%
Cash on Cash
-4.8%
Cap Rate
3.5%
5Y IRR
11.8%
10Y IRR
11.6%
Property Type-Detached
MLS® Number-X13871118
Beds-2
Bathrooms-2
Size-1500-2000 sqft
Lot Size-239.5 × 223.13 ft
Listed on site-Oct 7, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$5,138.73 (2026)
Parking-5 - Attached
Basement-Separate Entrance, Unfinished
Heating-Forced Air (Propane)
Brokerage-RE/MAX FINEST REALTY INC., BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Wood Stove
Pool-None
Facing-North
Exterior-Board & Batten
Roof-Asphalt Shingle
Foundation-Poured Concrete, Stone
Sewer-Septic
Possession-FLEXIBLE
Neighbourhood-Amherst Island
Title-Residential Freehold

No agent assigned

Welcome to 9910 Front Road on Amherst Island, where lakefront living meets timeless charm. This well-maintained board and batten farmhouse sits on 1.3 acres with 240 feet of level, accessible shoreline along the peaceful North Channel of Lake Ontario. Lovingly updated in 2002 and freshly painted with new Berber carpet, the home offers a thoughtful balance of character and comfort, with key systems recently brought up to date, including a new propane furnace (2026), an updated septic bed (2026), and a WETT-certified wood stove for cozy evenings. Inside, you'll find 1,844 square feet of functional living space, including 2 bedrooms, 2 full bathrooms, and a flexible office or den that could serve as a third bedroom. The spacious main floor primary suite provides convenience and privacy, while the open-concept kitchen, dining, and living areas are well suited for everyday living and entertaining, with views toward the water and gardens. The second floor offers additional flexibility, with a large bedroom, full bathroom, and a generous lounge area that could be reconfigured to create an additional bedroom, guest suite, or workspace. Outside, the landscaped grounds feature mature trees, perennial gardens, and level access to the water, ideal for swimming, kayaking, or relaxing along the shoreline. A single-car garage with inside entry and ample storage adds to the home's practicality. Located just a 15-minute ferry ride from Millhaven, Amherst Island is known for its welcoming community, natural beauty, and quieter pace of life, offering a unique opportunity to enjoy waterfront living within easy reach of Kingston.

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Closing Costs

Mortgage Amount
$520,000
Land Transfer Taxes$9,475
Legal Fees (Est.)
$
Total cash required for closing$140,975

Total Monthly Obligation

$3,425/mo
Mortgage $2,622
Monthly Loss $2,735
Principal$690
Interest$1,932
Property Tax$428
Home Insurance$125
Variable Costs$250

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*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 9910 Front Road

Time

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