40 Whites Road, Quinte West

$379,900
40 Whites Road

$379,900

New
16d
DetachedBungalow

40 Whites Road, Quinte West

Total Monthly Obligation $2,100

Beds
3
Baths
1
Park
4
Sqft
700-1100
DOM
16d
Score
28
Yield
7.0%
Cash on Cash
5.7%
Cap Rate
5.8%
5Y IRR
20.2%
10Y IRR
18.4%
Property Type-Detached
MLS® Number-X13871134
Beds-3
Bathrooms-1
Size-700-1100 sqft
Lot Size-93.46 × 186.2 ft
Listed on site-Oct 7, 2026
Style-Bungalow
Building Type-Detached
Taxes-$2,316.93 (2026)
Parking-4 - None
Basement-Unfinished
Heating-Forced Air (Oil)
Brokerage-RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Vinyl Siding
Roof-Metal
Foundation-Concrete Block
Sewer-Septic
Possession-TBD
Neighbourhood-Sidney Ward
Title-Residential Freehold

No agent assigned

Ideal affordable starter or retirement bungalow, situated just moments from CFB Trenton. Set on a sprawling private tree-lined property, this inviting home offers comfortable living, practical spaces, and peaceful outdoor enjoyment. Inside, the bright living room is filled with natural light from a large front window and showcases crown moulding, an inset built-in bookshelf, and a carpet-free layout throughout the main level that adds ease of maintenance. The open dining area with chair rail flows seamlessly into the well-appointed kitchen featuring matching appliances, ample counter and cabinet space, and a convenient side entrance. The main floor primary bedroom offers a peaceful retreat with private access to the covered porch, the perfect setting for slow morning coffees or gentle evenings spent unwinding. Two additional bedrooms and a full bathroom complete the functional main floor layout. The lower level provides excellent storage opportunities, offering flexibility to suit your needs. Outside, enjoy the privacy of the expansive, tree-lined yard and deck, which creates an ideal backdrop for relaxing, gardening, or gathering with family and friends. Located close to amenities and with easy access to the 401. A wonderful opportunity to enjoy affordable living in a convenient location close to everything you need.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$303,920
Land Transfer Taxes$4,174
Legal Fees (Est.)
$
Total cash required for closing$81,654

Total Monthly Obligation

$2,100/mo
Mortgage $1,532
Monthly Loss $1,697
Principal$403
Interest$1,129
Property Tax$193
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.5%32
Cash-on-Cash
-1.4%5
5-Year IRR
14.6%69
10-Year IRR
14.3%
Returns Index
36.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
28/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,700/yr
NOI
$17,213/yr
Net Cash Flow
-$98/mo
Cash Margin
-4.4%2
Cash Flow Index
2.0/ 100
Risk Profile
Weight: 20%
DSCR
0.9422
LTV Ratio
80.0%18
Vacancy Buffer
4.5 mo77
Risk Index
39.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 40 Whites Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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