1118 Huntington Circle, Peterborough

$589,900
1118 Huntington Circle

$589,900

New
16d
Detached2-Storey

1118 Huntington Circle, Peterborough

Total Monthly Obligation $3,104

Beds
4
Baths
3
Park
4
Sqft
1100-1500
DOM
16d
Score
23
Yield
6.0%
Cash on Cash
1.4%
Cap Rate
4.9%
5Y IRR
16.6%
10Y IRR
15.5%
Property Type-Detached
MLS® Number-X13871192
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-32.03 × 108.27 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$4,193 (2026)
Parking-5 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-Re/Max All-Stars Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Otonabee Ward 1
Title-Residential Freehold

No agent assigned

A great family home in a location you'll love! Tucked onto a quiet, family-friendly street in the desirable south end, this charming 2-storey offers the space, updates and everyday convenience that make life a little easier. With a well-regarded school district, a neighbourhood park nearby and quick access to Hwy 115 for commuters, it's easy to see why the current owners have enjoyed calling this area home. Step inside to a freshly painted main floor and a spacious, updated kitchen featuring granite countertops, tile flooring and plenty of room for family life. A walkout leads to the large deck and fully fenced backyard-perfect for kids, pets, summer BBQs or simply relaxing outdoors. Upstairs are three comfortable bedrooms, each with generous closet space, along with a beautifully updated bathroom featuring a sleek shower and granite vanity.Need more room? The finished lower level adds a cozy recreation room, additional bedroom and second 3-piece bath, providing great flexibility for teenagers, guests, a home office or extended family.Thoughtful updates include stylishly renovated bathrooms, newer furnace and central air, updated lighting and ceiling fans, plus a newer overhead garage door. Another feature the sellers have appreciated is how economical the home has been to maintain, with approximate utility costs of $100/month for hydro, $125/month for gas and $220 every three months for water. *Move-in ready, family-friendly and conveniently located-this is a home designed for comfortable everyday living.

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%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$471,920
Land Transfer Taxes$8,273
Legal Fees (Est.)
$
Total cash required for closing$127,753

Total Monthly Obligation

$3,104/mo
Mortgage $2,379
Monthly Loss $2,478
Principal$626
Interest$1,753
Property Tax$349
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.9%26
Cash-on-Cash
-4.2%3
5-Year IRR
12.4%53
10-Year IRR
12.5%
Returns Index
27.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,508/yr
NOI
$23,264/yr
Net Cash Flow
-$441/mo
Cash Margin
-14.9%0
Cash Flow Index
0.3/ 100
Risk Profile
Weight: 20%
DSCR
0.8115
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo52
Risk Index
28.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1118 Huntington Circle

Time

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