407 Centenaire Street, Russell

$644,900
407 Centenaire Street

$644,900

New
16d
Detached2-Storey

407 Centenaire Street, Russell

Total Monthly Obligation $3,328

Beds
3
Baths
2
Park
4
Sqft
1100-1500
DOM
16d
Score
18
Yield
4.4%
Cash on Cash
-5.5%
Cap Rate
3.4%
5Y IRR
11.2%
10Y IRR
11.2%
Property Type-Detached
MLS® Number-X13871718
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-49.21 × 104.99 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Detached
Taxes-$4,213.83 (2025)
Parking-5 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE PERFORMANCE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Vinyl Siding, Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-602 - Embrun
Title-Residential Freehold

No agent assigned

Welcome to 407 Centenaire Street in Embrun! This charming 3-bedroom, 1.5-bathroom home is set on a truly unique lot, offering a level of privacy that is increasingly hard to find. The beautiful backyard is surrounded by mature hedges, creating a private, peaceful outdoor space with plenty of room to relax, entertain, garden, or simply enjoy your own little retreat. Inside, the bright and inviting main floor offers a functional layout with the living room flowing beautifully into the dining area and kitchen. The kitchen features plenty of workspace along with a convenient breakfast bar, perfect for casual meals or morning coffee.Upstairs, you'll find a spacious primary bedroom with a cheater door providing direct access to the full bathroom, along with two additional well-sized bedrooms, making this an ideal layout for families. The unfinished basement offers plenty of additional storage and the opportunity to create more living space to suit your needs. Located in a great family-friendly neighbourhood, just minutes from schools, shopping, parks, and Embrun's popular recreational bike trail. With its exceptional backyard, and rare sense of privacy, this property offers something truly special that doesn't come along often!

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$515,920
Land Transfer Taxes$9,373
Legal Fees (Est.)
$
Total cash required for closing$139,853

Total Monthly Obligation

$3,328/mo
Mortgage $2,601
Monthly Loss $2,643
Principal$685
Interest$1,917
Property Tax$351
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%16
Cash-on-Cash
-10.3%1
5-Year IRR
7.5%21
10-Year IRR
8.7%
Returns Index
11.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,440/yr
NOI
$16,882/yr
Net Cash Flow
-$1,195/mo
Cash Margin
-50.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.546
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
23.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 407 Centenaire Street

Time

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