565 St David Street N, Centre Wellington

$899,900
565 St David Street N

$899,900

Price Change
16d
Detached2-Storey

565 St David Street N, Centre Wellington

Total Monthly Obligation $4,402

Beds
3
Baths
2
Park
8
Sqft
2500-3000
DOM
16d
Yield
4.0%
Cash on Cash
-6.5%
Cap Rate
3.2%
5Y IRR
10.4%
10Y IRR
10.6%
Property Type-Detached
MLS® Number-X13872398
Beds-3
Bathrooms-2
Size-2500-3000 sqft
Lot Size-72.12 × 165.27 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$4,759 (2025)
Parking-8 - None
Basement-Unfinished, Partial Basement
Heating-Forced Air (Gas)
Brokerage-Keller Williams Inspire Realty
Cooling-Window Unit(s)
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Board & Batten , Stone
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-Immediate
Neighbourhood-Fergus
Title-Residential Freehold

No agent assigned

3 Bedroom 2 Bathroom Updated LIMESTONE HOME **PLUS** LEGAL CARRIAGE HOUSE Apartment with INCOME POTENTIAL and MASSIVE 1/4 Acres (165 ft deep x 72 ft wide) private yard! Live in the main house while you rent out the completely separate Carriage House ($2000/mo market rent) or use as an AirBB or for your in law/child with their own self contained, barrier free (no stairs - all main floor bungalow living!) The yard is like a fully fenced private park with mature trees, patios, two gazebos, fire pit and sitting areas with retractable awning outside the carriage house. PLUS a detached 10x10 heated, year round office/bunkie/gym with wifi, ideal for anyone who works from home but wants some separation from the main house. This historic home has been thoughtfully updated for modern family living while preserving the warmth and craftsmanship ready for the next buyer to just move in and enjoy with so much Character! This home is well set up for entertaining both inside and outside! Gourmet Chefs Kitchen with large island overlooking the formal dining area and sitting room PLUS large family room with fireplace. This home has been recently renovated from top to bottom, keeping within its original character and charm! Upstairs are three bedrooms and a beautifully renovated bathroom with vaulted ceilings, a statement chandelier over the soaker tub and separate walk-in shower. The separate self-contained 1-bedroom garden suite, complete with its own kitchen, living area, bathroom, laundry, private entrance and outdoor space is ideal for multigenerational living or extra income. Two-car carport, parking for up to eight vehicles and a location minutes from Downtown Fergus, schools, parks, restaurants and amenities. Only 15 minutes to Orangeville or Guelph and 45 min to the GTA. Check out the floor plans and cinematic video attached to the listing.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$719,920
Land Transfer Taxes$14,473
Legal Fees (Est.)
$
Total cash required for closing$195,953

Total Monthly Obligation

$4,402/mo
Mortgage $3,630
Monthly Loss $3,446
Principal$955
Interest$2,675
Property Tax$397
Home Insurance$125
Variable Costs$250

No rent estimate available. Enter a monthly rent in Assumptions & Inputs below to calculate.

Assumptions & Inputs
$/mo
%
$
yr
%

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 565 St David Street N

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.