18 Bismark Drive, Cambridge

$699,900
18 Bismark Drive

$699,900

New
16d
DetachedBacksplit 3

18 Bismark Drive, Cambridge

Total Monthly Obligation $3,557

Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
16d
Score
19
Yield
4.8%
Cash on Cash
-3.7%
Cap Rate
3.8%
5Y IRR
12.7%
10Y IRR
12.3%
Property Type-Detached
MLS® Number-X13873352
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-47.78 × 107 ft
Listed on site-Oct 7, 2026
Style-Backsplit 3
Building Type-Detached
Taxes-$4,309.72 (2026)
Parking-3 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-DEWAR REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

Every level of 18 Bismark Drive has been thoughtfully designed to make daily life feel easier, more comfortable and better organized. Located in Westview, an established West Galt neighbourhood, this beautifully updated three-level backsplit offers flexible living space, exceptional storage and a backyard that may become your favourite part of the home. The bright main floor flows naturally from an updated galley kitchen with abundant cabinetry, large windows and a subway-tile backsplash to a welcoming breakfast area for slow mornings and casual meals. Separate living and dining spaces provide room to gather, entertain or simply settle in at the end of the day. Upstairs, three bedrooms include a generous primary and an impressively spacious second bedroom, complemented by an updated four-piece bathroom. The finished lower level adds another dimension with a comfortable rec room, dedicated office, two-piece bathroom and a finished laundry area. A massive crawlspace provides the kind of practical storage that keeps the rest of the home uncluttered and enjoyable. Outside, the fully fenced backyard has been carefully developed for dining, relaxing, gardening and play, with extensive patio space, mature gardens, a manageable lawn and a fantastic garden shed. An attached garage and private driveway add everyday convenience. With Blair Road Public School and its expansive green space directly behind the property, playgrounds and room to run are just beyond the fence. Grand River trails, neighbourhood parks, downtown Galt, the Gaslight District, shopping and daily amenities are all within easy reach. Move-in ready and filled with space to live, work, gather and grow, this is a home designed to serve its next owners for years to come.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$3,557/mo
Mortgage $2,823
Monthly Loss $2,814
Principal$743
Interest$2,080
Property Tax$359
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.4%1
5-Year IRR
9.0%29
10-Year IRR
9.8%
Returns Index
15.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,360/yr
NOI
$21,214/yr
Net Cash Flow
-$1,055/mo
Cash Margin
-38.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
23.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 18 Bismark Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.