10 Chestnut Drive, Guelph/Eramosa

$1,039,900
10 Chestnut Drive

$1,039,900

New
16d
DetachedBungaloft

10 Chestnut Drive, Guelph/Eramosa

Total Monthly Obligation $5,144

Beds
3
Baths
4
Park
2
Sqft
1500-2000
DOM
16d
Score
16
Yield
4.1%
Cash on Cash
-6.5%
Cap Rate
3.2%
5Y IRR
10.5%
10Y IRR
10.6%
Property Type-Detached
MLS® Number-X13873594
Beds-3
Bathrooms-4
Size-1500-2000 sqft
Lot Size-65.03 × 115 ft
Listed on site-Oct 7, 2026
Style-Bungaloft
Building Type-Detached
Taxes-$6,897.32 (2025)
Parking-4 - Attached
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-REAL BROKER ONTARIO LTD.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-60-89 days
Neighbourhood-Rockwood
Title-Residential Freehold

No agent assigned

BUNGALOFT! MAIN FLOOR PRIMARY SUITE! Welcome to peaceful, low-maintenance living in one of Rockwood's most desirable communities. This beautifully maintained 2016 bungaloft offers 1,888 sq ft above grade with main-floor living designed perfectly for those who want comfort without compromise. The main floor features rich hardwood floors and a spacious primary retreat complete with walk-in closet and a luxurious 5-piece ensuite. The bright, open-concept kitchen showcases granite countertops, an oversized centre island, extended cabinetry, stainless-steel appliances, and a gas stove, ideal for effortless entertaining or quiet mornings at home. The kitchen flows seamlessly into the dining area with hardwood flooring, pot lights, and a large picture window. The adjoining living room features hardwood floors, a cozy gas fireplace, abundant natural light, and a walk-out to the raised deck. A perfect space for relaxing or hosting family gatherings. Convenience continues with main-floor laundry, direct garage access, and a 2-piece powder room. Upstairs, the loft provides a welcoming family room with pot lights and a skylight, ideal for guests or a reading retreat. A spacious bedroom with walk-in closet and 4-piece bathroom completes the level. The finished basement offers a recreation room with above-grade windows, a third bedroom with double closet, and a large unfinished area with above-grade windows ready for your future vision. Major updates include a new furnace in 2025 and new rental hot water heater and water softener in 2026. The monthly common element fee of $165.00 covers road maintenance, snow clearing except driveways, sidewalks, landscaping and berm maintenance, allowing you to enjoy truly low-maintenance living. Located minutes from Rockwood Conservation Area, scenic walking trails, charming downtown Rockwood shops and restaurants, and an easy commute to Guelph or Acton GO Train, this home offers peaceful surroundings without sacrificing convenience.

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$
%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$831,920
Land Transfer Taxes$17,273
Legal Fees (Est.)
$
Total cash required for closing$226,753

Total Monthly Obligation

$5,144/mo
Mortgage $4,195
Monthly Loss $4,041
Principal$1,104
Interest$3,091
Property Tax$575
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%16
Cash-on-Cash
-10.4%1
5-Year IRR
7.5%20
10-Year IRR
8.6%
Returns Index
11.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,852/yr
NOI
$27,169/yr
Net Cash Flow
-$1,931/mo
Cash Margin
-54.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.546
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
17.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 10 Chestnut Drive

Time

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