402 Fiddick Road, Cramahe

$1,189,900
402 Fiddick Road

$1,189,900

New
16d
Detached2-Storey

402 Fiddick Road, Cramahe

Total Monthly Obligation $5,821

Beds
4
Baths
3
Park
15
Sqft
3000-3500
DOM
16d
Score
14
Yield
2.8%
Cash on Cash
-12.2%
Cap Rate
2.0%
5Y IRR
6.1%
10Y IRR
7.2%
Property Type-Detached
MLS® Number-X13873878
Beds-4
Bathrooms-3
Size-3000-3500 sqft
Lot Size-160.5 × 655 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$7,757.08 (2025)
Parking-18 - Attached
Basement-None
Heating-Forced Air (Propane)
Brokerage-Re/Max Hallmark First Group Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Propane, Living Room
Pool-Inground, Salt
Facing-West
Exterior-Stone, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete, Slab
Sewer-Septic
Possession-TBD
Neighbourhood-Rural Cramahe
Title-Residential Freehold

No agent assigned

What if home was where you wanted to spend the weekend? Set on 3+ private acres with views of Lake Ontario, this custom built, 3000+ sqft country property brings together the space of a family home with the recreation of a private retreat. Here, summer days are spent around the in ground, saltwater pool, challenging friends on the putting green, gathering for dinner on the expansive covered patio & decks and ending the night in the hot tub or around the fire pit. Inside, an exceptionally flexible floor plan gives everyone somewhere to land. The main level features a private primary suite w/ double walk-in closets & 4pc ensuite w/ tile walk-in shower, a dedicated home office which could be used as a bedroom, formal dining area and multiple living spaces, including an impressive great room with soaring ceilings, and a built-in propane fireplace while an expansive family room sits behind french doors. The kitchen offers abundant cabinetry, quartz countertops, pantry storage & built-in stainless steel appliances, while main-floor laundry and an additional full bath add everyday practicality. Upstairs, 2 generous bedrooms are joined by a 4pc bath & loft area - ideal as a kids' lounge, reading space or homework zone. Then there's the bonus: a huge climate-controlled rec room above the triple garage that creates an entirely separate space for games, movies, guests, a gym or additional bedroom. With 3-4 bedroom potential, an office, loft and bonus room, this is a home designed to adapt as life changes - all without relying on below-grade living space. Outside, mature trees, paved driveway, extensive landscaping, hot tub, built-in BBQ area and multiple places to entertain make the property feel like your own private resort. Located between Brighton & Colborne with easy access to Hwy 401, it offers something increasingly hard to find: privacy, space, recreation and a home that makes staying in feel better than going away.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$951,920
Land Transfer Taxes$20,273
Legal Fees (Est.)
$
Total cash required for closing$259,753

Total Monthly Obligation

$5,821/mo
Mortgage $4,800
Monthly Loss $4,558
Principal$1,263
Interest$3,537
Property Tax$646
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.5%10
Cash-on-Cash
-15.5%0
5-Year IRR
3.5%7
10-Year IRR
5.6%
Returns Index
4.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,600/yr
NOI
$17,983/yr
Net Cash Flow
-$3,301/mo
Cash Margin
-117.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.312
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo26
Risk Index
15.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 402 Fiddick Road

Time

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