45 Peglar Crescent, Centre Wellington

$699,000
45 Peglar Crescent

$699,000

New
16d
DetachedBacksplit 4

45 Peglar Crescent, Centre Wellington

Total Monthly Obligation $3,562

Beds
4
Baths
2
Park
2
Sqft
1100-1500
DOM
16d
Score
20
Yield
5.4%
Cash on Cash
-1.0%
Cap Rate
4.4%
5Y IRR
14.8%
10Y IRR
14.0%
Property Type-Detached
MLS® Number-X13874872
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-41.01 × 99 ft
Listed on site-Oct 7, 2026
Style-Backsplit 4
Building Type-Detached
Age-16-30
Taxes-$4,405.69 (2026)
Parking-3 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Your Hometown Realty Ltd
Cooling-Central Air
Laundry-No
Fireplace-Electric, Freestanding, Rec Room
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Fergus
Title-Residential Freehold

No agent assigned

Welcome to 45 Peglar Crescent! This welcoming 4 bedroom, 2 bath spacious home is situated in a quiet family-friendly neighborhood in the charming historic town of Fergus. Perfect for young families and first time buyers, this versatile backsplit offers a cozy, traditional feeling, plenty of space, and great value. The open concept mainfloor offers a seamless flow between the bright livingroom, dining area and kitchen, with access to the backyard via the side door. Upstairs you'll find 3 bedrooms, with the large master offering cheater access to the main bath which features a luxurious, walk-in theraputic tub/shower combo. The lower level provides plenty of space to spread out, with a large rec-room, 4th bedroom, second full bath and huge windows bringing in tons of natural light. Down one more level is the laundry and utilities, and even more space offering an opportunity for whatever your family needs: workshop, home gym, hobbies or just tons of extra storage! You'll have peace of mind knowing the updates since 2018 include the furnace, A/C, water softener, water heater, hardwood throughout main and lower level, and cozy covered front porch addition with low-maintenace, long lasting composite decking and privacy curtains. Continuing outside, the peaceful, private back yard is fully fenced and features interlocking stone patio, colourful gardens and handy shed. All of this is conveniently located just a short stroll from grocery stores, parks, schools, shopping and within easy commute to Guelph, KW and the GTA. Come and see for yourself how much this solid home has to offer!

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$559,200
Land Transfer Taxes$10,455
Legal Fees (Est.)
$
Total cash required for closing$151,755

Total Monthly Obligation

$3,562/mo
Mortgage $2,820
Monthly Loss $2,820
Principal$742
Interest$2,078
Property Tax$367
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.9%2
5-Year IRR
11.0%42
10-Year IRR
11.3%
Returns Index
22.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,596/yr
NOI
$24,931/yr
Net Cash Flow
-$742/mo
Cash Margin
-23.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7411
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
24.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 45 Peglar Crescent

Time

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