23B Bloomfield Avenue, St. Catharines

$575,000
23B Bloomfield Avenue

$575,000

New
16d
Semi-Detached 2-Storey

23B Bloomfield Avenue, St. Catharines

Total Monthly Obligation $3,189

Beds
3
Baths
3
Park
2
Sqft
1500-2000
DOM
16d
Score
19
Yield
5.5%
Cash on Cash
-2.6%
Cap Rate
4.0%
5Y IRR
13.5%
10Y IRR
13.0%
Property Type-Semi-Detached
MLS® Number-X13877144
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-25 × 147.01 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Semi-Detached
Age-6-15
Taxes-$5,932 (2026)
Parking-3 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX NIAGARA REALTY LTD, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-FLEXIBLE
Neighbourhood-455 - Secord Woods
Title-Residential Freehold

No agent assigned

Welcome to 23B Bloomfield Avenue, St. Catharines, 1834 sq ft beautifully maintained semi-detached home offering modern style, functional living, & exceptional value. Perfect for first-time buyers, young families, professionals, or those looking to downsize without compromise, this move-in-ready home is tucked away on a quiet street while remaining close to schools, parks, shopping, public transit, & everyday amenities. The neighbourhood offers convenient access to Bunting Road, making commuting throughout the city simple & efficient. Step inside to discover a bright, open-concept main floor featuring hardwood flooring, neutral décor, & an inviting living and dining area designed for both everyday living & entertaining. The modern kitchen is the heart of the home, showcasing crisp white cabinetry, stainless steel appliances, backsplash, quartz countertops, & a large centre island with breakfast bar seating. Sliding patio doors lead directly to the fully fenced backyard, creating a seamless indoor-outdoor living experience. Upstairs, you'll find three spacious bedrooms, including a generous primary retreat complete with a well-appointed ensuite featuring a double vanity. Two additional bedrooms provide plenty of space for children, guests, or a home office, while a second full bathroom & convenient upper-level laundry add everyday practicality. The full, unfinished basement offers excellent ceiling height & endless potential to create additional living space a recreation room, home gym, office, or extra bedroom while still leaving ample storage. Outside, enjoy a deep, fully fenced backyard with plenty of room for children, pets, gardening, or future outdoor entertaining. An attached garage and private driveway provide ample parking. If you're searching for a stylish, low-maintenance home with room to grow, 23B Bloomfield Avenue delivers the perfect combination of comfort, quality, & convenience in one of St. Catharines' established residential areas

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$460,000
Land Transfer Taxes$7,975
Legal Fees (Est.)
$
Total cash required for closing$124,475

Total Monthly Obligation

$3,189/mo
Mortgage $2,319
Monthly Loss $2,578
Principal$610
Interest$1,709
Property Tax$494
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.0%1
5-Year IRR
9.4%32
10-Year IRR
10.2%
Returns Index
16.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,548/yr
NOI
$17,961/yr
Net Cash Flow
-$823/mo
Cash Margin
-31.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.658
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo50
Risk Index
25.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 23B Bloomfield Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.