718 GILLESPIE Avenue, Peterborough

$409,900
718 GILLESPIE Avenue

$409,900

New
9d
Detached1 1/2 Storey

718 GILLESPIE Avenue, Peterborough

Total Monthly Obligation $2,310

HausQ Valuation Report
Beds
3
Baths
1
Park
2
Sqft
700-1100
DOM
9d
Score
24
Yield
6.6%
Cash on Cash
2.9%
Cap Rate
5.2%
5Y IRR
17.9%
10Y IRR
16.5%
Property Type-Detached
MLS® Number-X14030780
Beds-3
Bathrooms-1
Size-700-1100 sqft
Lot Size-50 × 100 ft
Listed on site-Oct 14, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-51-99
Taxes-$3,379 (2025)
Parking-None
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-Flat Rate Realty Corp.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-immediate
Neighbourhood-Otonabee Ward 1
Title-Residential Freehold

No agent assigned

Welcome to this charming 1.5-storey 3 bedroom home, recently updated and move-in ready! Thoughtfully refreshed throughout, this home features updated kitchen cabinets, refinished hardwood floors, new trim and baseboards, and fresh paint. The main floor offers a comfortable principal bedroom and a beautifully updated four-piece bathroom. Upstairs, you'll find two additional generously sized bedrooms, each with good closet space and refinished flooring. The lower level provides ample storage space, while outside, the nice-sized lot offers plenty of room for the family to enjoy. Recent updates include a gas furnace, heat pump, breaker panel, and new roof, providing peace of mind for years to come. All that's missing is your young family to move in and make this charming home your own!

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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$327,920
Land Transfer Taxes$4,673
Legal Fees (Est.)
$
Total cash required for closing$88,153

Total Monthly Obligation

$2,310/mo
Mortgage $1,653
Monthly Loss $1,875
Principal$435
Interest$1,218
Property Tax$282
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.0%27
Cash-on-Cash
-3.9%3
5-Year IRR
12.7%55
10-Year IRR
12.8%
Returns Index
28.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,000/yr
NOI
$16,421/yr
Net Cash Flow
-$285/mo
Cash Margin
-12.7%0
Cash Flow Index
0.4/ 100
Risk Profile
Weight: 20%
DSCR
0.8316
LTV Ratio
80.0%18
Vacancy Buffer
4.1 mo71
Risk Index
35.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 718 GILLESPIE Avenue

Time

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Data last updated within the past 24 hours.