28 Peglar Crescent, Centre Wellington

$639,900
28 Peglar Crescent

$639,900

New
9d
DetachedBungalow

28 Peglar Crescent, Centre Wellington

Total Monthly Obligation $3,253

Beds
2
Baths
2
Park
2
Sqft
700-1100
DOM
9d
Score
16
Yield
3.6%
Cash on Cash
-8.9%
Cap Rate
2.7%
5Y IRR
8.6%
10Y IRR
9.1%
Property Type-Detached
MLS® Number-X14031252
Beds-2
Bathrooms-2
Size-700-1100 sqft
Lot Size-36 × 103 ft
Listed on site-Oct 14, 2026
Style-Bungalow
Building Type-Detached
Age-16-30
Taxes-$3,563.43 (2026)
Parking-3 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-Keller Williams Home Group Realty
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Fergus
Title-Residential Freehold

No agent assigned

Located on a quiet street in an established Fergus neighbourhood, this bungalow offers a functional layout, an attached single-car garage with inside entry, and a private backyard. The main floor features two bedrooms, an updated 4-piece bathroom and a spacious kitchen with extended solid wood cabinetry, an island with convenient pull-out drawers, and an eat-in dining area. The adjoining family room is centered around a custom gas fireplace and provides access to the three-season sunroom, creating a comfortable space to relax or entertain. Outside, the backyard is mature and private, a stone patio, and a garden shed for additional storage. The finished basement offers a large recreation room, office area, a 3-piece bathroom, and a generous unfinished space with plenty of potential for a workshop, home gym, hobby room, or future finished living area. Located close to shopping, parks, schools, churches, and historic downtown Fergus, this solid, low-maintenance home offers comfortable living in a well-established neighbourhood.

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$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$511,920
Land Transfer Taxes$9,273
Legal Fees (Est.)
$
Total cash required for closing$138,753

Total Monthly Obligation

$3,253/mo
Mortgage $2,581
Monthly Loss $2,574
Principal$679
Interest$1,902
Property Tax$297
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.9%12
Cash-on-Cash
-13.5%0
5-Year IRR
5.1%11
10-Year IRR
6.8%
Returns Index
6.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$22,800/yr
NOI
$12,457/yr
Net Cash Flow
-$1,543/mo
Cash Margin
-81.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.403
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo50
Risk Index
23.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 28 Peglar Crescent

Time

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