441 Sterling Avenue, Clarence-Rockland

$669,900
441 Sterling Avenue

$669,900

New
9d
Detached2-Storey

441 Sterling Avenue, Clarence-Rockland

Total Monthly Obligation $3,606

Beds
3
Baths
3
Park
4
Sqft
2000-2500
DOM
9d
Score
18
Yield
4.8%
Cash on Cash
-5.0%
Cap Rate
3.5%
5Y IRR
11.6%
10Y IRR
11.5%
Property Type-Detached
MLS® Number-X14032362
Beds-3
Bathrooms-3
Size-2000-2500 sqft
Lot Size-12.6 × 32 ft
Listed on site-Oct 14, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$6,340.13 (2025)
Parking-6 - Built-In
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE INTEGRITY REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-West
Exterior-Brick Front, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-607 - Clarence/Rockland Twp
Title-Residential Freehold

No agent assigned

Welcome to 441 Sterling Avenue - a beautifully upgraded and impeccably maintained St-Malo model by Longwood, offering 1,965 sq. ft. of living space with 3 bedrooms and 3 bathrooms in the sought-after, family-friendly community of Morris Village. Built in 2022 and located just steps from Deschamps Park, Alain Potvin Park & within walking distance to schools, this lightly lived-in home is sure to impress! Attractive curb appeal welcomes you with a driveway that accommodates up to four vehicles, leading to a spacious foyer featuring a large closet and elegant 12" x 24" tile flooring. The tile transitions seamlessly into gleaming 4 1/8" engineered hardwood that carries throughout the open-concept main level. As you make your way to the back of the home, you'll pass a convenient partial bathroom and a separate mudroom with garage access before entering the main living space, where an impressive wall of windows floods the home with natural light, creating a bright and inviting atmosphere. The chef-inspired kitchen is both stylish and functional, featuring quartz countertops, stainless steel appliances, a highly practical walk-in pantry, ample cabinetry and counter space, and a large island with seating overlooking the spacious dedicated dining area. The living room is warm and welcoming, anchored by a cozy gas fireplace, while motorized blinds add a touch of everyday luxury. Patio doors lead to the generously sized backyard - an ideal space for children to play or to enjoy outdoor living. Upstairs, the spacious primary bedroom offers a walk-in closet and a 3-piece ensuite with granite countertops and a glass shower. Two additional bedrooms, a full bathroom with quartz counters and a tub/shower combination, plus a convenient upper-level laundry room with sink and storage complete this level. The unspoiled basement offers excellent potential and already features drywall and egress windows, making it well-suited for future additional bedroom(s) or expanded living space.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$535,920
Land Transfer Taxes$9,873
Legal Fees (Est.)
$
Total cash required for closing$145,353

Total Monthly Obligation

$3,606/mo
Mortgage $2,702
Monthly Loss $2,894
Principal$711
Interest$1,991
Property Tax$528
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.8%1
5-Year IRR
8.0%23
10-Year IRR
9.0%
Returns Index
12.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,340/yr
NOI
$18,266/yr
Net Cash Flow
-$1,180/mo
Cash Margin
-43.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
22.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 441 Sterling Avenue

Time

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