650 County Road 5, Prince Edward County

$399,999
650 County Road 5

$399,999

New
10d
DetachedBungalow

650 County Road 5, Prince Edward County

Total Monthly Obligation $2,127

Beds
3
Baths
1
Park
4
Sqft
700-1100
DOM
10d
Score
27
Yield
6.8%
Cash on Cash
5.5%
Cap Rate
5.8%
5Y IRR
19.9%
10Y IRR
18.2%
Property Type-Detached
MLS® Number-X14032508
Beds-3
Bathrooms-1
Size-700-1100 sqft
Lot Size-114.5 × 437.33 ft
Listed on site-Oct 13, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$1,664.81 (2025)
Parking-4 - None
Basement-Full
Heating-Forced Air (Oil)
Brokerage-Exp Realty
Cooling-Other, Window Unit(s)
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Septic
Possession-Flexible
Neighbourhood-Hallowell Ward
Title-Residential Freehold

No agent assigned

Welcome to 650 County Road 5, a charming bungalow nestled on a beautifully treed lot in the heart of Prince Edward County. Offering the perfect blend of rural privacy and everyday convenience, this home is ideal for first-time buyers, downsizers, or anyone looking to enjoy the peaceful County lifestyle while remaining just a short drive from local amenities, wineries, beaches, and Picton. Step inside to discover a bright and functional main floor designed for comfortable everyday living. The inviting living room is filled with natural light offering the perfect place to relax. The well-appointed kitchen offers ample cabinetry and workspace for meal preparation and entertaining, and flows into the cozy dining area perfect for everyday meals. The main level features three well-sized bedrooms and a 4-piece bathroom, providing a practical layout for families, guests, or a home office. Downstairs, the basement expands the home's potential with a spacious recreation room, laundry room, utility room, and multiple storage and flexible-use spaces. Whether you're looking to create a hobby room, workshop, home gym, or additional finished living space, the lower level offers plenty of opportunity to make it your own. Outside, the property truly shines. The deep treed lot provides exceptional privacy and a peaceful natural setting with plenty of room to garden, entertain, or simply enjoy the outdoors. Two storage sheds offer added convenience for tools, seasonal equipment, and outdoor storage, while the driveway offers ample parking space. Surrounded by the beauty and charm that Prince Edward County is known for, 650 County Road 5 offers an excellent opportunity to own a property with space, privacy, and endless potential in one of Ontario's most sought-after destinations. Whether you're searching for a full-time residence, weekend retreat, or investment opportunity, this inviting home is ready for its next chapter!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$319,999
Land Transfer Taxes$4,475
Legal Fees (Est.)
$
Total cash required for closing$85,975

Total Monthly Obligation

$2,127/mo
Mortgage $1,613
Monthly Loss $1,703
Principal$425
Interest$1,189
Property Tax$139
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.5%32
Cash-on-Cash
-1.4%5
5-Year IRR
14.6%68
10-Year IRR
14.2%
Returns Index
36.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
27/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,000/yr
NOI
$18,135/yr
Net Cash Flow
-$102/mo
Cash Margin
-4.5%2
Cash Flow Index
2.0/ 100
Risk Profile
Weight: 20%
DSCR
0.9422
LTV Ratio
80.0%18
Vacancy Buffer
4.5 mo76
Risk Index
38.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 650 County Road 5

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.