31 Swartz Street, Kitchener

$799,900
31 Swartz Street

$799,900

New
9d
Detached2-Storey

31 Swartz Street, Kitchener

Total Monthly Obligation $3,978

Beds
3
Baths
4
Park
2
Sqft
1100-1500
DOM
9d
Score
18
Yield
4.5%
Cash on Cash
-4.7%
Cap Rate
3.6%
5Y IRR
11.9%
10Y IRR
11.7%
Property Type-Detached
MLS® Number-X14033172
Beds-3
Bathrooms-4
Size-1100-1500 sqft
Lot Size-30.18 × 113.19 ft
Listed on site-Oct 14, 2026
Style-2-Storey
Building Type-Detached
Taxes-$4,518 (2026)
Parking-3 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX TWIN CITY REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

FULLY RENOVATED & MOVE-IN READY: Welcome to 31 Swartz Street, Kitchener, Beautifully renovated from top to bottom, this carpet-free, move-in-ready home is perfect for first-time home buyers, growing families and savvy investors. With 3 bedrooms, 4 bathrooms, and parking for 3 vehicles, this home truly checks all the boxes! Step inside to a bright and airy interior featuring fresh paint and new flooring throughout the main level (2022). The stunning kitchen, renovated in 2026, is sure to impress with crisp white cabinetry, a chic backsplash, quartz countertops, and stainless steel appliances. Whether preparing family meals or entertaining guests, this stylish space is designed to impress. The inviting living room offers the perfect setting to relax, while the adjacent dining area is ideal for everyday meals and special gatherings. Main Level has direct access to the garage and A convenient powder room with a new vanity and quartz countertop, completes the functional main floor. Upstairs, discover three well-appointed bedrooms and two full bathrooms. The spacious primary bedroom features a walk-in closet and private ensuite, creating the perfect personal retreat. Two additional bedrooms and a shared 4pc bathroom provide comfort and convenience. The fully finished basement adds even more versatility, featuring huge Rec Room, a 3pc bathroom and a laundry area. Enjoy added peace of mind with updated electrical features, new faucets, and windows replaced in 2026 with 25 years transferable warranty. Outside, the fully fenced backyard features a deck and shed (2022), offering the perfect space for summer BBQs, family gatherings, outdoor entertaining or simply unwinding after a long day. With plenty of room to enjoy, this backyard is ready to become your favorite spot! Conveniently located near Sunrise Shopping Centre, shopping, parks, trails, schools, and major highway access, this home checks all boxes. Don't miss this opportunity, Book your private showing today!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$639,920
Land Transfer Taxes$12,473
Legal Fees (Est.)
$
Total cash required for closing$173,953

Total Monthly Obligation

$3,978/mo
Mortgage $3,227
Monthly Loss $3,129
Principal$849
Interest$2,378
Property Tax$377
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.1%1
5-Year IRR
8.5%26
10-Year IRR
9.4%
Returns Index
14.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,736/yr
NOI
$23,144/yr
Net Cash Flow
-$1,298/mo
Cash Margin
-43.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo39
Risk Index
21.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 31 Swartz Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.