193 St Joseph Road, Kawartha Lakes

$709,990
193 St Joseph Road

$709,990

New
9d
Detached2-Storey

193 St Joseph Road, Kawartha Lakes

Total Monthly Obligation $3,239

Beds
4
Baths
3
Park
2
Sqft
2000-2500
DOM
9d
Score
21
Yield
4.8%
Cash on Cash
-0.4%
Cap Rate
4.5%
5Y IRR
15.2%
10Y IRR
14.3%
Property Type-Detached
MLS® Number-X14033678
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-14.54 × 30.56 ft
Listed on site-Oct 14, 2026
Style-2-Storey
Building Type-Detached
Parking-4 - Built-In
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE CITIZEN REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate / 30-60/TBA
Neighbourhood-Lindsay
Title-Residential Freehold

No agent assigned

Introducing the Lovesick Lake Model, Elevation A, in the sought-after Sugarwood Community! This 2,160 sq. ft. home offers 4 well-appointed bedrooms and a thoughtfully designed main floor featuring a welcoming great room, a functional kitchen, and a dedicated breakfast area. Hardwood flooring adds warmth to the great room, while ceramic flooring in the kitchen and breakfast area offers both style and easy maintenance. With its practical layout and inviting living spaces, this home is an excellent opportunity for families seeking comfort and functionality in a desirable community. Don't miss your chance to make this beautiful home yours!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$567,992
Land Transfer Taxes$10,675
Legal Fees (Est.)
$
Total cash required for closing$154,173

Total Monthly Obligation

$3,239/mo
Mortgage $2,864
Monthly Loss $2,485
Principal$754
Interest$2,110
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.2%2
5-Year IRR
11.4%46
10-Year IRR
11.6%
Returns Index
24.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,404/yr
NOI
$26,464/yr
Net Cash Flow
-$659/mo
Cash Margin
-23.0%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7713
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo49
Risk Index
26.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 193 St Joseph Road

Time

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Data last updated within the past 24 hours.