12 Admiral Road, St. Catharines

$549,900
12 Admiral Road

$549,900

New
9d
Detached1 1/2 Storey

12 Admiral Road, St. Catharines

Total Monthly Obligation $2,886

HausQ Valuation Report
Beds
3
Baths
2
Park
4
Sqft
1100-1500
DOM
9d
Score
22
Yield
5.9%
Cash on Cash
1.0%
Cap Rate
4.8%
5Y IRR
16.4%
10Y IRR
15.3%
Property Type-Detached
MLS® Number-X14034460
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-50 × 120 ft
Listed on site-Oct 14, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$3,518.58 (2026)
Parking-4 - None
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-455 - Secord Woods
Title-Residential Freehold

No agent assigned

Welcome to 12 Admiral Road, a freshly updated 3-bedroom, 2-bathroom home in St. Catharines. The main floor features engineered hardwood, a bright living room with an electric fireplace, and an updated kitchen with new countertops and dishwasher, along with a cooktop and built-in wall oven. Fresh paint, new carpet, and two updated bathrooms give the home a clean, move-in-ready feel throughout. The finished basement adds a rec room, full bathroom, and laundry area for additional living space. Outside, enjoy a spacious backyard and a new asphalt driveway with parking for up to four vehicles. A functional, updated home with plenty of room inside and out.

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%
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$
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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$439,920
Land Transfer Taxes$7,473
Legal Fees (Est.)
$
Total cash required for closing$118,953

Total Monthly Obligation

$2,886/mo
Mortgage $2,218
Monthly Loss $2,303
Principal$584
Interest$1,634
Property Tax$293
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.6%3
5-Year IRR
12.0%50
10-Year IRR
12.2%
Returns Index
26.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,400/yr
NOI
$21,141/yr
Net Cash Flow
-$456/mo
Cash Margin
-16.9%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.7914
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo56
Risk Index
29.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 12 Admiral Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.