19 Picardy Drive 13, Hamilton

$519,999
19 Picardy Drive 13

$519,999

New
10d
Att/Row/Townhouse3-Storey

19 Picardy Drive 13, Hamilton

Total Monthly Obligation $2,789

Beds
2
Baths
2
Park
1
Sqft
1100-1500
DOM
10d
Score
21
Yield
5.7%
Cash on Cash
-0.5%
Cap Rate
4.5%
5Y IRR
15.1%
10Y IRR
14.3%
Property Type-Att/Row/Townhouse
MLS® Number-X14034556
Beds-2
Bathrooms-2
Size-1100-1500 sqft
Lot Size-18 × 61.54 ft
Listed on site-Oct 13, 2026
Style-3-Storey
Building Type-Att/Row/Townhouse
Age-0-5
Taxes-$3,800 (2026)
Parking-2 - Attached
Basement-Finished, Walk-Out
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Stoney Creek
Title-Residential Freehold

No agent assigned

Stylish Freehold Townhome in Prime Stoney Creek Mountain Location Welcome to this beautifully maintained freehold townhome, where modern style meets everyday comfort in one of Stoney Creek Mountain's most sought-after neighbourhoods. Bright, spacious, and thoughtfully designed, this 2-bedroom, 2-bathroom home offers a private backyard, attached garage with inside entry, and additional driveway parking-perfect for easy, low-maintenance living. Step inside to a contemporary open-concept main floor featuring a sleek, modern kitchen that seamlessly connects to the living and dining areas-ideal for entertaining or relaxing at home. Large windows flood the space with natural light, creating a warm and inviting atmosphere throughout. Upstairs, the primary bedroom serves as a private retreat with a generous walk-in closet and its own 3-piece ensuite. A well-appointed second bedroom and a stylish 4-piece bathroom complete the upper level, offering flexibility for family, guests, or a home office. Perfectly situated directly across from Saltfleet High School and just minutes to shopping, dining, parks, and public transit. Enjoy quick access to the Red Hill Valley Parkway and Lincoln Alexander Parkway for an effortless commute. Whether you're a first-time buyer, downsizer, or investor, this home delivers exceptional value in a prime location. Don't miss this opportunity!

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$415,999
Land Transfer Taxes$6,875
Legal Fees (Est.)
$
Total cash required for closing$112,375

Total Monthly Obligation

$2,789/mo
Mortgage $2,098
Monthly Loss $2,237
Principal$552
Interest$1,546
Property Tax$317
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.3%2
5-Year IRR
10.7%41
10-Year IRR
11.2%
Returns Index
21.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,400/yr
NOI
$18,160/yr
Net Cash Flow
-$584/mo
Cash Margin
-23.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7211
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo59
Risk Index
29.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 19 Picardy Drive 13

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.