322 Holden Street, Kingston

$499,900
322 Holden Street

$499,900

New
9d
Att/Row/Townhouse2-Storey

322 Holden Street, Kingston

Total Monthly Obligation $2,810

Beds
3
Baths
3
Park
2
Sqft
1500-2000
DOM
9d
Score
23
Yield
6.5%
Cash on Cash
2.1%
Cap Rate
5.0%
5Y IRR
17.2%
10Y IRR
16.0%
Property Type-Att/Row/Townhouse
MLS® Number-X14034746
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-27.89 × 109.61 ft
Listed on site-Oct 14, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Age-6-15
Taxes-$5,023.54 (2025)
Parking-3 - Attached
Basement-Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX REALTY SERVICES INC.
Cooling-None
Laundry-No
Fireplace-Living Room, Natural Gas
Pool-None
Facing-East
Exterior-Vinyl Siding, Stone
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-42 - City Northwest
Title-Residential Freehold

No agent assigned

Discover this beautiful townhome nestled in the sought-after Woodhaven Community in Kingston's desirable west end!! This stunning end-unit townhome features modern stone elevation and NO monthly fees. Offering a spacious, open-concept layout, the home boasts 9-foot ceilings, smooth ceilings, and pot lights in the living & kitchen area. Large backyard door fill the space with natural light, creating a bright and inviting atmosphere perfect for everyday living and entertaining. The modern kitchen features stainless steel appliances, quartz countertops, ample cabinetry, a walk-in pantry, a **central kitchen island**, and generous prep space, seamlessly connecting to the dining and living areas. The upper level features three (3) spacious bedrooms and 2.5 bathrooms, highlighted by a well-appointed primary bedroom with a walk-in closet and private ensuite. The two additional bedrooms are generously sized, offering comfort and versatility to suit your lifestyle. The unfinished basement provides excellent potential to create additional living space tailored to your needs. Combining modern finishes, a functional layout, a desirable end-unit location, and no monthly fees, this is an excellent opportunity to own a beautiful home in one of Kingston's sought-after communities! Disclosure: Some images have been AI-generated for illustrative and staging purposes only

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$399,920
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,953

Total Monthly Obligation

$2,810/mo
Mortgage $2,016
Monthly Loss $2,279
Principal$531
Interest$1,486
Property Tax$419
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.0%27
Cash-on-Cash
-4.0%3
5-Year IRR
12.6%54
10-Year IRR
12.7%
Returns Index
28.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,652/yr
NOI
$19,863/yr
Net Cash Flow
-$361/mo
Cash Margin
-13.3%0
Cash Flow Index
0.3/ 100
Risk Profile
Weight: 20%
DSCR
0.8215
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo58
Risk Index
30.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 322 Holden Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.