3856 Ayrshire Avenue, London South

$799,000
3856 Ayrshire Avenue

$799,000

New
8d
Detached2-Storey

3856 Ayrshire Avenue, London South

Total Monthly Obligation $4,120

Beds
4
Baths
3
Park
2
Sqft
2000-2500
DOM
8d
Score
17
Yield
4.6%
Cash on Cash
-5.3%
Cap Rate
3.4%
5Y IRR
11.4%
10Y IRR
11.3%
Property Type-Detached
MLS® Number-X14079874
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-11 × 35 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$6,270 (2025)
Parking-4 - Attached
Basement-Development Potential, Unfinished
Heating-Forced Air (Gas)
Brokerage-THRIVE REALTY GROUP INC.
Cooling-Central Air
Laundry-No
Fireplace-Family Room
Pool-None
Facing-West
Exterior-Brick Veneer, Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-South V
Title-Residential Freehold

No agent assigned

Welcome to 3856 Ayrshire Avenue, a 4-bedroom, 2.5-bathroom home in the family-friendly Heathwoods/Lambeth community of South London. Hardwood flooring runs through the open-concept main level, creating a bright, connected space for everyday living and entertaining. The kitchen and dining area flow into a warm family room anchored by a gas fireplace, perfect for cozy evenings. Upstairs, four well-proportioned bedrooms give the whole family room to grow. Outside, the fully fenced backyard offers privacy and a safe space for kids and pets to play. Close to schools, parks, shopping, and amenities, with quick access to Highways 401 and 402.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$639,200
Land Transfer Taxes$12,455
Legal Fees (Est.)
$
Total cash required for closing$173,755

Total Monthly Obligation

$4,120/mo
Mortgage $3,223
Monthly Loss $3,272
Principal$848
Interest$2,375
Property Tax$523
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%16
Cash-on-Cash
-9.7%1
5-Year IRR
8.0%23
10-Year IRR
9.0%
Returns Index
12.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,396/yr
NOI
$21,986/yr
Net Cash Flow
-$1,391/mo
Cash Margin
-45.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
20.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 3856 Ayrshire Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.