43 Monarch Park Drive, St. Catharines

$599,900
43 Monarch Park Drive

$599,900

New
8d
DetachedBungalow

43 Monarch Park Drive, St. Catharines

Total Monthly Obligation $3,214

Beds
3
Baths
2
Park
4
Sqft
700-1100
DOM
8d
Score
21
Yield
5.9%
Cash on Cash
0.1%
Cap Rate
4.6%
5Y IRR
15.7%
10Y IRR
14.7%
Property Type-Detached
MLS® Number-X14080086
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-65.68 × 125.22 ft
Listed on site-Oct 15, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$5,029.18 (2026)
Parking-5 - Attached
Basement-Separate Entrance, Finished
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick, Stone
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-442 - Vine/Linwell
Title-Residential Freehold

No agent assigned

Welcome To This Beautifully Maintained 1,082 Sq. Ft. Bungalow, Ideally Situated In One Of St. Catharines Most Desirable North End Neighbourhoods. This Spacious Home Features 3 Bedrooms And2 Bathrooms, Offering A Comfortable And Versatile Layout Ideal For Everyday Living. Many Valuable Updates Enhance This Property, Including Windows, Furnace, Central Air Conditioning, Major Appliances, And An Asphalt Double Driveway Completed In 2020, Along With A New Roof In 2025. An Attached Garage And Double Driveway With Parking For Up To Four Vehicles Add Further Convenience And Functionality. Overlooking The Generous Backyard, The Bright Kitchen Enjoys Views Of Mature Trees And The Surrounding Outdoor Space, Creating A Warm And Inviting Atmosphere. The Finished Lower Level Offers Additional Living Space, Featuring A Comfortable Recreation Room And A Separate Versatile Room Currently Used As A Home Gym. This Flexible Space Can Easily Be Transformed Into A Children's Playroom, Home Office, Or Additional Bedroom To Suit Your Needs. A Full Bathroom Completes The Lower Level. Located In A Highly Sought After, Family Friendly Community, This Property Is Conveniently Close To Schools, Parks, Shopping, And Everyday Amenities. Perfect For First Time Home Buyers Or Growing Families. A Wonderful Opportunity To Make This Beautiful St. Catharines Property Your Next Home!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$479,920
Land Transfer Taxes$8,473
Legal Fees (Est.)
$
Total cash required for closing$129,953

Total Monthly Obligation

$3,214/mo
Mortgage $2,420
Monthly Loss $2,577
Principal$637
Interest$1,783
Property Tax$419
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.3%2
5-Year IRR
11.5%46
10-Year IRR
11.8%
Returns Index
24.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,220/yr
NOI
$22,169/yr
Net Cash Flow
-$572/mo
Cash Margin
-19.5%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7612
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo50
Risk Index
26.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 43 Monarch Park Drive

Time

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Data last updated within the past 24 hours.