219 East Street, Greater Napanee

$539,900
219 East Street

$539,900

New
8d
Detached2 1/2 Storey

219 East Street, Greater Napanee

Total Monthly Obligation $2,766

Beds
4
Baths
1
Park
4
Sqft
3000-3500
DOM
8d
Score
22
Yield
5.6%
Cash on Cash
0.3%
Cap Rate
4.6%
5Y IRR
15.8%
10Y IRR
14.8%
Property Type-Detached
MLS® Number-X14080774
Beds-4
Bathrooms-1
Size-3000-3500 sqft
Lot Size-80 × 132 ft
Listed on site-Oct 15, 2026
Style-2 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$2,556 (2025)
Parking-6 - Detached
Basement-Full, Unfinished
Heating-Water (Gas)
Brokerage-Re/Max Quinte Ltd.
Cooling-None
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Wood
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-Immediate
Neighbourhood-58 - Greater Napanee
Title-Residential Freehold

No agent assigned

Step into this charming 1920s two storey home with loft where character, space & location come together beautifully. This 4 bed, 1 bath property is truly one of a kind. From the moment you arrive, the inviting covered porch welcomes you into a spacious foyer that sets the tone for the home's historic elegance. Inside, you'll find hardwood floors, wood-beam ceilings & classic cast-iron radiators, blending timeless charm with warmth & comfort. The kitchen offers ample storage, upgraded appliances & easy access to a spacious back deck, perfect for entertaining family & friends. A formal dining room with oversized windows flows seamlessly into the living room with a cozy fireplace, perfect for cold winter nights. French doors lead to a bright sunroom with wraparound windows & a second fireplace, ideal spot to relax or enjoy your morning coffee. The main floor also features a private office with custom built-ins, perfect for working from home. Upstairs, you'll find 4 spacious bedrooms. A primary suite with a large closet & private sitting area. Two additional bedrooms offer large closet space & natural light, while the fourth boasts its own private deck overlooking the backyard. A 4-piece bath completes this level. The charm continues on the third floor, where a converted attic provides extra living space-a perfect teen hangout, studio, or hobby room. The possibilities are endless. Outside, spend your evenings on the spacious deck or relax in the fully fenced backyard gathered around the fire pit. With ample space for kids & pets, it's the perfect setting for memorable family nights. One of the home's most distinctive features is the carriage house/garage with vaulted ceilings & an original turntable floor, offering a rare glimpse into the home's historic past, plus the added benefit of a single carport. This is a rare opportunity to own a truly special home filled with history, character & space. Don't miss your chance to experience it in person!

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$
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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$431,920
Land Transfer Taxes$7,273
Legal Fees (Est.)
$
Total cash required for closing$116,753

Total Monthly Obligation

$2,766/mo
Mortgage $2,178
Monthly Loss $2,193
Principal$573
Interest$1,605
Property Tax$213
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.3%2
5-Year IRR
11.4%46
10-Year IRR
11.7%
Returns Index
23.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,000/yr
NOI
$19,944/yr
Net Cash Flow
-$516/mo
Cash Margin
-20.6%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7612
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo59
Risk Index
29.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 219 East Street

Time

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